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Puerto Rico · Utilities
SBA loans for utilities in Puerto Rico
25 loans worth $8.1M approved since FY2010 for utilities projects located in Puerto Rico.
Loans
25
Approved
$8.1M
Median loan
$100,000
-38% vs sector nationally
Median rate
9.75%
Jobs supported
381
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to utilities in Puerto Rico
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC) | 2 | $3.9M | |
| Oriental Bank | 7 | $2.3M | |
| Banco Popular de Puerto Rico | 12 | $1.0M | |
| Marketing Small Business Finance Corporation | 1 | $668K | |
| FirstBank Puerto Rico | 3 | $260K |
Detail
Which industries inside the sector
| Industry | Loans | Share |
|---|---|---|
| Solar Electric Power Generation | 12 | |
| Steam and Air-Conditioning Supply | 4 | |
| Natural Gas Distribution | 3 | |
| Other Electric Power Generation | 2 | |
| Hydroelectric Power Generation | 2 | |
| Sewage Treatment Facilities | 1 | |
| Water Supply and Irrigation Systems | 1 |
An SBA 7(a) lender for loans this size
The median SBA loan approved for utilities in Puerto Rico since FY2010 was $100,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in Puerto Rico
8,959 loans across every sector.
Utilities nationally
1,100 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to utilities businesses in Puerto Rico?
- 25 SBA loans totalling $8,077,100 have been approved for utilities projects in Puerto Rico since FY2010.
- Which lenders finance utilities in Puerto Rico?
- The most active by dollars approved are Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC), Oriental Bank, Banco Popular de Puerto Rico, Marketing Small Business Finance Corporation. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for utilities in Puerto Rico?
- The median approval is $100,000, 38% below the national median for this sector ($160,000).
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.