Puerto Rico · Utilities
SBA loans for utilities in Puerto Rico
25 loans worth $8.1M approved since FY2010 for utilities projects located in Puerto Rico.
Loans
25
Approved
$8.1M
Median loan
$100,000
-38% vs sector nationally
Median rate
9.75%
Jobs supported
381
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to utilities in Puerto Rico
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC) | 2 | $3.9M | |
| Oriental Bank | 7 | $2.3M | |
| Banco Popular de Puerto Rico | 12 | $1.0M | |
| Marketing Small Business Finance Corporation | 1 | $668K | |
| FirstBank Puerto Rico | 3 | $260K |
Detail
Which industries inside the sector
All SBA lending in Puerto Rico
8,959 loans across every sector.
Utilities nationally
1,100 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to utilities businesses in Puerto Rico?
- 25 SBA loans totalling $8,077,100 have been approved for utilities projects in Puerto Rico since FY2010.
- Which lenders finance utilities in Puerto Rico?
- The most active by dollars approved are Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC), Oriental Bank, Banco Popular de Puerto Rico, Marketing Small Business Finance Corporation. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for utilities in Puerto Rico?
- The median approval is $100,000, 38% below the national median for this sector ($160,000).
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