Rhode Island · Real Estate
SBA loans for real estate in Rhode Island
125 loans worth $35.4M approved since FY2010 for real estate and rental and leasing projects located in Rhode Island.
Loans
125
Approved
$35.4M
Median loan
$112,500
-55% vs sector nationally
Median rate
6.00%
Jobs supported
886
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to real estate in Rhode Island
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Beacon Bank and Trust | 23 | $5.9M | |
| Live Oak Banking Company | 2 | $4.2M | |
| Eastern Bank | 17 | $3.7M | |
| Ocean State Business Development Authority | 10 | $3.0M | |
| Citizens Bank | 8 | $1.9M | |
| Navigant CU | 2 | $1.6M | |
| TD Bank | 7 | $1.4M | |
| Bay Colony Development Corporation | 2 | $1.3M |
Detail
Which industries inside the sector
All SBA lending in Rhode Island
5,624 loans across every sector.
Real Estate nationally
25,262 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to real estate businesses in Rhode Island?
- 125 SBA loans totalling $35,429,500 have been approved for real estate and rental and leasing projects in Rhode Island since FY2010.
- Which lenders finance real estate in Rhode Island?
- The most active by dollars approved are Beacon Bank and Trust, Live Oak Banking Company, Eastern Bank, Ocean State Business Development Authority. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for real estate in Rhode Island?
- The median approval is $112,500, 55% below the national median for this sector ($250,000).
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.