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Independent research · Not a lender or broker · We never take applications|Disclosures

SBA lender · 504 / CDC program

Ameritrust CDC

Ameritrust CDC has approved 515 SBA loans worth $504.0M since FY2010 - the #191 SBA lender in the country by dollars approved. Everything below comes from the SBA’s own loan-level records.

National rank

#191

0.10% of all SBA dollars

Total approved

$504.0M

FY2010 onward

Loans

515

Median loan

$600,000

+233% vs national

Median rate

-

7(a) only

Charge-off rate

0.6%

162 resolved FY10-19 loans

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Reading the record

What Ameritrust CDC’s numbers say

Ameritrust CDC sits solidly inside the SBA lending field, having approved 515 loans for a gross total of $504.0M since fiscal 2010. Its median loan of $600,000 is substantially larger than the $180,000 national median, which usually signals a focus on real-estate-backed or acquisition deals rather than small working-capital notes.

Of its FY2010-FY2019 approvals that have reached a terminal status, 0.6% were charged off, 6.9 points below the national figure of 7.6%. Read that as a description of the credit box a lender chose, not as a verdict on it: lenders serving newer businesses and thinner files will always show higher losses than those writing large, collateralised acquisition loans.

Roughly 3% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally.

Where Ameritrust CDC lends

StateLoansShare
Washington497
Oregon13
Idaho3
Alaska2

What it lends against

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Questions about Ameritrust CDC

How many SBA loans has Ameritrust CDC approved?
Ameritrust CDC has approved 515 SBA loans totalling $503,954,000 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it #191 among all SBA lenders by dollars approved.
What is the typical Ameritrust CDC SBA loan size?
The median gross approval is $600,000, with the middle 80% of loans falling between $222,000 and $2,235,000. The national median across all SBA lenders is $180,000.
What is Ameritrust CDC's SBA loan charge-off rate?
0.6% of its FY2010-FY2019 approvals that have reached a terminal status were charged off, against a national figure of 7.6%. A charge-off rate reflects the borrowers a lender chose to underwrite as much as anything else, and is not a measure of service quality.

Where to go from here

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