SBA lender · 504 / CDC program
Ameritrust CDC
Ameritrust CDC has approved 515 SBA loans worth $504.0M since FY2010 - the #191 SBA lender in the country by dollars approved. Everything below comes from the SBA’s own loan-level records.
National rank
#191
0.10% of all SBA dollars
Total approved
$504.0M
FY2010 onward
Loans
515
Median loan
$600,000
+233% vs national
Median rate
-
7(a) only
Charge-off rate
0.6%
162 resolved FY10-19 loans
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What Ameritrust CDC’s numbers say
Ameritrust CDC sits solidly inside the SBA lending field, having approved 515 loans for a gross total of $504.0M since fiscal 2010. Its median loan of $600,000 is substantially larger than the $180,000 national median, a pattern that usually signals a focus on real-estate-backed or acquisition deals rather than small working-capital notes.
Of its FY2010-FY2019 approvals that have reached a terminal status, 0.6% were charged off, 6.9 points below the national figure of 7.6%. Read that as a description of the credit box a lender chose, not as a verdict on it: lenders serving newer businesses and thinner files will always show higher losses than those writing large, collateralised acquisition loans.
Roughly 7% of its approvals with a recorded business age went to startups or businesses two years old or less, against 27% nationally - a book weighted toward established operators.
Where Ameritrust CDC lends
| State | Loans | Share |
|---|---|---|
| Washington | 497 | |
| Oregon | 13 | |
| Idaho | 3 | |
| Alaska | 2 |
Franchise brands Ameritrust CDC financed
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Fairfield Inn | 3 | $9.6M | |
| Chevron | 3 | $2.4M | |
| Holiday Inn Express | 2 | $5.2M | |
| Conoco Service Station | 2 | $1.3M | |
| Valero | 2 | $651K | |
| Red Lion Inn & Suites | 2 | $4.7M | |
| Servpro | 2 | $4.0M | |
| Best Western | 2 | $5.7M |
Brands with the most Ameritrust CDC SBA loans, among brands with at least 10 loans in the file. Compare lenders across all franchise lending on SBA lenders for franchises.
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Questions about Ameritrust CDC
- How many SBA loans has Ameritrust CDC approved?
- Ameritrust CDC has approved 515 SBA loans totalling $503,954,000 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it #191 among all SBA lenders by dollars approved.
- What is the typical Ameritrust CDC SBA loan size?
- The median gross approval is $600,000, with the middle 80% of loans falling between $222,000 and $2,235,000. The national median across all SBA lenders is $180,000.
- What is Ameritrust CDC's SBA loan charge-off rate?
- 0.6% of its FY2010-FY2019 approvals that have reached a terminal status were charged off, against a national figure of 7.6%. A charge-off rate reflects the borrowers a lender chose to underwrite as much as anything else, and is not a measure of service quality.
Where to go from here
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