SBA lender · 7(a) program
BBIF Captial, Inc.
BBIF Captial, Inc. has approved 58 SBA loans worth $9.8M since FY2010. Everything below comes from the SBA’s own loan-level records.
National rank
-
<0.01% of all SBA dollars
Total approved
$9.8M
FY2010 onward
Loans
58
Median loan
$174,000
-3% vs national
Median rate
7.13%
+0.38 pts vs national
Charge-off rate
26.9%
26 resolved FY10-19 loans
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What BBIF Captial, Inc.’s numbers say
BBIF Captial, Inc. sits in the long tail of the SBA lending field, having approved 58 loans for a gross total of $9.8M since fiscal 2010. Its median loan of $174,000 is close to the $180,000 national median.
The median initial note rate across its 7(a) approvals is 7.13%, 0.38 points above the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.
Of its FY2010-FY2019 approvals that have reached a terminal status, 26.9% were charged off, 19.4 points above the national figure of 7.6%. Read that as a description of the credit box a lender chose, not as a verdict on it: lenders serving newer businesses and thinner files will always show higher losses than those writing large, collateralised acquisition loans.
Roughly 5% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally.
Where BBIF Captial, Inc. lends
| State | Loans | Share |
|---|---|---|
| Florida | 58 |
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Questions about BBIF Captial, Inc.
- How many SBA loans has BBIF Captial, Inc. approved?
- BBIF Captial, Inc. has approved 58 SBA loans totalling $9,806,500 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it outside the top 500 among all SBA lenders by dollars approved.
- What is the typical BBIF Captial, Inc. SBA loan size?
- The median gross approval is $174,000, with the middle 80% of loans falling between $50,000 and $250,000. The national median across all SBA lenders is $180,000.
- What interest rate does BBIF Captial, Inc. charge on SBA 7(a) loans?
- The median initial note rate on BBIF Captial, Inc.'s 7(a) approvals is 7.13%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.
- What is BBIF Captial, Inc.'s SBA loan charge-off rate?
- 26.9% of its FY2010-FY2019 approvals that have reached a terminal status were charged off, against a national figure of 7.6%. A charge-off rate reflects the borrowers a lender chose to underwrite as much as anything else, and is not a measure of service quality.
Where to go from here
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