SBA lender · 7(a) program
The Bank of Tampa
The Bank of Tampa has approved 228 SBA loans worth $203.7M since FY2010 - the #361 SBA lender in the country by dollars approved. Everything below comes from the SBA’s own loan-level records.
National rank
#361
0.04% of all SBA dollars
Total approved
$203.7M
FY2010 onward
Loans
228
Median loan
$500,000
+178% vs national
Median rate
7.25%
+0.50 pts vs national
Charge-off rate
7.7%
39 resolved FY10-19 loans
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What The Bank of Tampa’s numbers say
The Bank of Tampa sits in the long tail of the SBA lending field, having approved 228 loans for a gross total of $203.7M since fiscal 2010. Its median loan of $500,000 is substantially larger than the $180,000 national median, which usually signals a focus on real-estate-backed or acquisition deals rather than small working-capital notes.
The median initial note rate across its 7(a) approvals is 7.25%, 0.50 points above the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.
Of its FY2010-FY2019 approvals that have reached a terminal status, 7.7% were charged off, right at the national figure. Read that as a description of the credit box a lender chose, not as a verdict on it: lenders serving newer businesses and thinner files will always show higher losses than those writing large, collateralised acquisition loans.
Roughly 40% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally - a meaningfully greater appetite for startups than the average SBA lender.
Where The Bank of Tampa lends
| State | Loans | Share |
|---|---|---|
| Florida | 228 |
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Questions about The Bank of Tampa
- How many SBA loans has The Bank of Tampa approved?
- The Bank of Tampa has approved 228 SBA loans totalling $203,699,900 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it #361 among all SBA lenders by dollars approved.
- What is the typical The Bank of Tampa SBA loan size?
- The median gross approval is $500,000, with the middle 80% of loans falling between $233,000 and $2,060,000. The national median across all SBA lenders is $180,000.
- What interest rate does The Bank of Tampa charge on SBA 7(a) loans?
- The median initial note rate on The Bank of Tampa's 7(a) approvals is 7.25%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.
- What is The Bank of Tampa's SBA loan charge-off rate?
- 7.7% of its FY2010-FY2019 approvals that have reached a terminal status were charged off, against a national figure of 7.6%. A charge-off rate reflects the borrowers a lender chose to underwrite as much as anything else, and is not a measure of service quality.
Where to go from here
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