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SBA lender · 7(a) program

The Juniata Valley Bank

The Juniata Valley Bank has approved 25 SBA loans worth $20.7M since FY2010. Everything below comes from the SBA’s own loan-level records.

National rank

-

<0.01% of all SBA dollars

Total approved

$20.7M

FY2010 onward

Loans

25

Median loan

$189,000

+5% vs national

Median rate

6.95%

+0.20 pts vs national

Charge-off rate

-

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Reading the record

What The Juniata Valley Bank’s numbers say

The Juniata Valley Bank sits in the long tail of the SBA lending field, having approved 25 loans for a gross total of $20.7M since fiscal 2010. Its median loan of $189,000 is close to the $180,000 national median.

The median initial note rate across its 7(a) approvals is 6.95%, essentially the national median. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.

Roughly 24% of its approvals with a recorded business age went to startups or businesses two years old or less, against 27% nationally.

Where The Juniata Valley Bank lends

StateLoansShare
Pennsylvania25

What it lends against

Franchise brands The Juniata Valley Bank financed

Franchise brandLoansApprovedShare
Fox's Pizza Den2$145K

Brands with the most The Juniata Valley Bank SBA loans, among brands with at least 10 loans in the file. Compare lenders across all franchise lending on SBA lenders for franchises.

The Juniata Valley Bank made 5 of these loans under the SBA Express programme, median $150,000. Compare SBA Express lenders.

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

A different SBA 7(a) lender

SmartBiz is a separate company from The Juniata Valley Bank. An SBA 7(a) lender and marketplace for loans up to $500,000, plus bank term loans and custom financing. You apply on their site - we do not take applications and never see your information.

Check options with SmartBiz

We may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.

Questions about The Juniata Valley Bank

How many SBA loans has The Juniata Valley Bank approved?
The Juniata Valley Bank has approved 25 SBA loans totalling $20,682,500 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it outside the top 500 among all SBA lenders by dollars approved.
What is the typical The Juniata Valley Bank SBA loan size?
The median gross approval is $189,000, with the middle 80% of loans falling between $75,000 and $3,035,000. The national median across all SBA lenders is $180,000.
What interest rate does The Juniata Valley Bank charge on SBA 7(a) loans?
The median initial note rate on The Juniata Valley Bank's 7(a) approvals is 6.95%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.

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