Franchise financing
Financing a BounceU franchise
SBA lenders have approved 17 loans against the BounceU brand since FY2010, totalling $8.4M. The median approval was $304,000. These are loans that actually closed - not projections from a disclosure document.
Rank by loan count
#1081
of 1,651 brands
Loans approved
17
FY2010 onward
Median loan
$304,000
Typical range
$204K-$1.3M
Middle 80% of loans
Median term
7 yr
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who financed BounceU
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Firstrust Savings Bank | 2 | $2.0M | |
| JPMorgan Chase Bank | 1 | $1.5M | |
| Coastal States Bank | 1 | $1.3M | |
| Northwest Bank | 2 | $696K | |
| Beacon Bank and Trust | 3 | $612K | |
| Regions Bank | 2 | $606K | |
| CNB Bank | 1 | $430K | |
| Kinecta FCU | 1 | $327K |
Geography
Where BounceU units were financed
| State | Loans | Share |
|---|---|---|
| Pennsylvania | 3 | |
| Rhode Island | 3 | |
| New Jersey | 2 | |
| Missouri | 2 | |
| North Carolina | 2 | |
| Nebraska | 2 | |
| New York | 2 | |
| California | 1 |
Approvals by fiscal year
Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.
Loan sizes
- $50K - $150K12%
- $150K - $350K47%
- $350K - $1M24%
- $1M - $2M18%
Financing a BounceU: common questions
- How much do lenders finance for a BounceU franchise?
- The median SBA loan approved for a BounceU franchise is $304,000, with the middle 80% of loans between $204,000 and $1,295,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
- Which lenders finance BounceU franchises?
- By dollars approved, the most active SBA lenders for BounceU have been Firstrust Savings Bank, JPMorgan Chase Bank, Coastal States Bank, Northwest Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
- How long are BounceU SBA loans?
- The median term is 7 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.
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