How much do SBA lenders typically lend to a amusement and theme parks business?

The median SBA approval in NAICS 713110 is $506,000, with the middle 80% of loans between $50,000 and $3,291,000. Across all industries the median is $180,000.

Which lenders are most active in amusement and theme parks?

By dollars approved: Live Oak Banking Company, Byline Bank, Greater East Texas Certified Development Company, Happen Bank, Celtic Bank Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is amusement and theme parks considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.5% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 713110 · Arts & Recreation

SBA loans for amusement and theme parks

436 SBA loans worth $509.1M have been approved in this industry since FY2010 - the #359 most-financed NAICS code in the country.

Median loan

$506,000

+181% vs all industries

Typical range

$50K-$3.3M

Middle 80%

Median rate

6.50%

7(a) initial note rate

Median term

10 yr

Charge-off rate

8.5%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Live Oak Banking Company	31	$47.5M
Byline Bank	12	$22.3M
Greater East Texas Certified Development Company	5	$21.6M
Happen Bank	6	$20.2M
Celtic Bank Corporation	9	$19.8M
KeyBank	10	$18.6M
Newtek Bank	8	$15.3M
U.S. Bank	16	$12.7M
The Huntington National Bank	31	$11.5M
TowneBank	6	$10.7M

Geography

Where these loans were made

State	Loans	Share
Texas	38
California	33
Ohio	29
Georgia	23
Florida	22
Colorado	19
Illinois	18
New Jersey	17

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

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’18

’19

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
8%
$50K - $150K
14%
$150K - $350K
14%
$350K - $1M
26%
$1M - $2M
15%
Over $2M
22%

Nearby

Other arts & recreation industries

See the sector

Fitness and Recreational Sports Centers17,261 · $232,000 All Other Amusement and Recreation Industries6,528 · $298,250 Independent Artists, Writers, and Performers1,634 · $50,000 Bowling Centers1,123 · $477,500 Promoters of Performing Arts, Sports, and Similar Events with Facilities1,015 · $216,200 Amusement Arcades893 · $210,000 Golf Courses and Country Clubs829 · $499,500 Promoters of Performing Arts, Sports, and Similar Events without Facilities684 · $65,000

Common questions

How much do SBA lenders typically lend to a amusement and theme parks business?: The median SBA approval in NAICS 713110 is $506,000, with the middle 80% of loans between $50,000 and $3,291,000. Across all industries the median is $180,000.
Which lenders are most active in amusement and theme parks?: By dollars approved: Live Oak Banking Company, Byline Bank, Greater East Texas Certified Development Company, Happen Bank, Celtic Bank Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is amusement and theme parks considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.5% were charged off, versus 7.6% across all SBA lending. That is close to average.

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