How much do lenders finance for a Ellie Mental Health franchise?

The median SBA loan approved for a Ellie Mental Health franchise is $217,000, with the middle 80% of loans between $30,000 and $337,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Ellie Mental Health franchises?

By dollars approved, the most active SBA lenders for Ellie Mental Health have been The Huntington National Bank, Meridian Bank, Pinnacle Bank, U.S. Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Ellie Mental Health SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Ellie Mental Health franchise

SBA lenders have approved 125 loans against the Ellie Mental Health brand since FY2010, totalling $22.9M. The median approval was $217,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#151

of 1,651 brands

Loans approved

125

FY2010 onward

Median loan

$217,000

Typical range

$30K-$337K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Ellie Mental Health

Lender	Loans	Approved
The Huntington National Bank	107	$16.3M
Meridian Bank	4	$1.9M
Pinnacle Bank	2	$673K
U.S. Bank	1	$622K
Northwest Bank	2	$585K
Georgia's Own Credit Union	1	$469K
Citizens Bank	1	$400K
United Bank of Philadelphia	1	$331K

Geography

Where Ellie Mental Health units were financed

State	Loans	Share
Texas	21
Florida	15
Georgia	10
Missouri	8
Pennsylvania	7
Massachusetts	6
Virginia	5
New Jersey	5

Approvals by fiscal year

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
22%
$50K - $150K
23%
$150K - $350K
46%
$350K - $1M
10%

Financing a Ellie Mental Health: common questions

How much do lenders finance for a Ellie Mental Health franchise?: The median SBA loan approved for a Ellie Mental Health franchise is $217,000, with the middle 80% of loans between $30,000 and $337,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Ellie Mental Health franchises?: By dollars approved, the most active SBA lenders for Ellie Mental Health have been The Huntington National Bank, Meridian Bank, Pinnacle Bank, U.S. Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Ellie Mental Health SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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