How much do lenders finance for a iTrip Vacations franchise?

The median SBA loan approved for a iTrip Vacations franchise is $150,000, with the middle 80% of loans between $50,000 and $516,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance iTrip Vacations franchises?

By dollars approved, the most active SBA lenders for iTrip Vacations have been United Midwest Savings Bank, North State Bank, U.S. Bank, TD Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are iTrip Vacations SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a iTrip Vacations franchise

SBA lenders have approved 32 loans against the iTrip Vacations brand since FY2010, totalling $6.9M. The median approval was $150,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#697

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$150,000

Typical range

$50K-$516K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed iTrip Vacations

Lender	Loans	Approved
United Midwest Savings Bank	16	$2.4M
North State Bank	1	$1.4M
U.S. Bank	2	$878K
TD Bank	3	$825K
The Huntington National Bank	2	$566K
First Commonwealth Bank	2	$286K
Stearns Bank	2	$213K
Security State Bank and Trust	1	$132K

Geography

Where iTrip Vacations units were financed

State	Loans	Share
Florida	10
Oregon	3
Texas	3
Colorado	2
California	2
South Carolina	2
Nevada	2
Idaho	1

Approvals by fiscal year

’18

’19

’20

’21

’22

’23

’24

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
3%
$50K - $150K
34%
$150K - $350K
50%
$350K - $1M
9%
$1M - $2M
3%

Financing a iTrip Vacations: common questions

How much do lenders finance for a iTrip Vacations franchise?: The median SBA loan approved for a iTrip Vacations franchise is $150,000, with the middle 80% of loans between $50,000 and $516,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance iTrip Vacations franchises?: By dollars approved, the most active SBA lenders for iTrip Vacations have been United Midwest Savings Bank, North State Bank, U.S. Bank, TD Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are iTrip Vacations SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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