How much do SBA lenders typically lend to a all other traveler accommodation business?

The median SBA approval in NAICS 721199 is $339,200, with the middle 80% of loans between $25,000 and $1,592,300. Across all industries the median is $180,000.

Which lenders are most active in all other traveler accommodation?

By dollars approved: Mountain America FCU, Citizens Bank, Byline Bank, America First Federal Credit Union, Midwest Business Finance Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is all other traveler accommodation considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 2.7% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 721199 · Restaurants & Hotels

SBA loans for all other traveler accommodation

379 SBA loans worth $237.7M have been approved in this industry since FY2010 - the #396 most-financed NAICS code in the country.

Median loan

$339,200

+88% vs all industries

Typical range

$25K-$1.6M

Middle 80%

Median rate

7.00%

7(a) initial note rate

Median term

20 yr

Charge-off rate

2.7%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Mountain America FCU	23	$19.0M
Citizens Bank	5	$8.1M
Byline Bank	3	$8.0M
America First Federal Credit Union	4	$7.5M
Midwest Business Finance Corporation	4	$6.8M
Newtek Bank	8	$6.6M
SouthState Bank	3	$6.4M
Everwise Credit Union	2	$6.4M
Celtic Bank Corporation	9	$6.0M
NewBank	2	$5.3M

Geography

Where these loans were made

State	Loans	Share
Utah	32
California	29
Texas	26
New York	25
Minnesota	22
Florida	21
Washington	14
Puerto Rico	14

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

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’18

’19

’20

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
13%
$50K - $150K
13%
$150K - $350K
24%
$350K - $1M
32%
$1M - $2M
9%
Over $2M
8%

Nearby

Other restaurants & hotels industries

See the sector

Full-Service Restaurants43,646 · $250,000 Limited-Service Restaurants29,225 · $288,000 Hotels (except Casino Hotels) and Motels19,493 · $1,804,000 Snack and Nonalcoholic Beverage Bars9,692 · $210,600 Full-Service Restaurants9,574 · $185,000 Drinking Places6,905 · $200,000 Limited-Service Restaurants6,127 · $201,000 Caterers3,448 · $125,000

Common questions

How much do SBA lenders typically lend to a all other traveler accommodation business?: The median SBA approval in NAICS 721199 is $339,200, with the middle 80% of loans between $25,000 and $1,592,300. Across all industries the median is $180,000.
Which lenders are most active in all other traveler accommodation?: By dollars approved: Mountain America FCU, Citizens Bank, Byline Bank, America First Federal Credit Union, Midwest Business Finance Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is all other traveler accommodation considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 2.7% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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