How much do lenders finance for a Kidville franchise?

The median SBA loan approved for a Kidville franchise is $289,000, with the middle 80% of loans between $20,000 and $425,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Kidville franchises?

By dollars approved, the most active SBA lenders for Kidville have been JPMorgan Chase Bank, Newtek Small Business Finance, Inc., Manufacturers and Traders Trust Company, Happen Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Kidville SBA loans?

The median term is 8.8 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Kidville franchise

SBA lenders have approved 16 loans against the Kidville brand since FY2010, totalling $3.9M. The median approval was $289,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1135

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$289,000

Typical range

$20K-$425K

Middle 80% of loans

Median term

8.8 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Kidville

Lender	Loans	Approved
JPMorgan Chase Bank	7	$1.9M
Newtek Small Business Finance, Inc.	4	$785K
Manufacturers and Traders Trust Company	2	$700K
Happen Bank	1	$534K
Citibank	2	$40K

Geography

Where Kidville units were financed

State	Loans	Share
New Jersey	7
New York	6
Maryland	2
California	1

Approvals by fiscal year

’11

’12

’13

’14

’16

’19

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
19%
$50K - $150K
19%
$150K - $350K
19%
$350K - $1M
44%

Financing a Kidville: common questions

How much do lenders finance for a Kidville franchise?: The median SBA loan approved for a Kidville franchise is $289,000, with the middle 80% of loans between $20,000 and $425,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Kidville franchises?: By dollars approved, the most active SBA lenders for Kidville have been JPMorgan Chase Bank, Newtek Small Business Finance, Inc., Manufacturers and Traders Trust Company, Happen Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Kidville SBA loans?: The median term is 8.8 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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