How much do lenders finance for a Mobility City franchise?

The median SBA loan approved for a Mobility City franchise is $184,800, with the middle 80% of loans between $30,000 and $402,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Mobility City franchises?

By dollars approved, the most active SBA lenders for Mobility City have been The Huntington National Bank, Newtek Bank, First Business Bank, Frost Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Mobility City SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Mobility City franchise

SBA lenders have approved 23 loans against the Mobility City brand since FY2010, totalling $4.7M. The median approval was $184,800. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#897

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$184,800

Typical range

$30K-$402K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Mobility City

Lender	Loans	Approved
The Huntington National Bank	9	$1.5M
Newtek Bank	2	$700K
First Business Bank	1	$467K
Frost Bank	1	$402K
United Midwest Savings Bank	3	$376K
Readycap Lending, LLC	1	$300K
Village Bank and Trust	1	$250K
Citizens Bank	1	$228K

Geography

Where Mobility City units were financed

State	Loans	Share
Texas	7
Illinois	3
Florida	2
Nevada	2
Kentucky	2
Connecticut	1
Michigan	1
Idaho	1

Approvals by fiscal year

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
13%
$50K - $150K
26%
$150K - $350K
39%
$350K - $1M
22%

Financing a Mobility City: common questions

How much do lenders finance for a Mobility City franchise?: The median SBA loan approved for a Mobility City franchise is $184,800, with the middle 80% of loans between $30,000 and $402,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Mobility City franchises?: By dollars approved, the most active SBA lenders for Mobility City have been The Huntington National Bank, Newtek Bank, First Business Bank, Frost Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Mobility City SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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