How much do lenders finance for a Sylvan Learning Centers franchise?

The median SBA loan approved for a Sylvan Learning Centers franchise is $206,000, with the middle 80% of loans between $50,000 and $1,125,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance Sylvan Learning Centers franchises?

By dollars approved, the most active SBA lenders for Sylvan Learning Centers have been The Huntington National Bank, SouthState Bank, Live Oak Banking Company, First Internet Bank of Indiana. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are Sylvan Learning Centers SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a Sylvan Learning Centers franchise

SBA lenders have approved 80 loans against the Sylvan Learning Centers brand since FY2010, totalling $33.7M. The median approval was $206,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#264

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$206,000

Typical range

$50K-$1.1M

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed Sylvan Learning Centers

Lender	Loans	Approved
The Huntington National Bank	13	$7.0M
SouthState Bank	2	$2.5M
Live Oak Banking Company	6	$2.5M
First Internet Bank of Indiana	2	$2.3M
MVB Bank, Inc.	1	$2.2M
Wells Fargo Bank	2	$1.7M
Kendall Bank	1	$1.3M
First National Bank of Coffee County	1	$1.1M

Geography

Where Sylvan Learning Centers units were financed

State	Loans	Share
Texas	19
California	10
Illinois	6
Florida	6
Idaho	5
Missouri	4
Minnesota	3
Washington	3

Approvals by fiscal year

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
6%
$50K - $150K
31%
$150K - $350K
34%
$350K - $1M
16%
$1M - $2M
8%
Over $2M
5%

Financing a Sylvan Learning Centers: common questions

How much do lenders finance for a Sylvan Learning Centers franchise?: The median SBA loan approved for a Sylvan Learning Centers franchise is $206,000, with the middle 80% of loans between $50,000 and $1,125,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance Sylvan Learning Centers franchises?: By dollars approved, the most active SBA lenders for Sylvan Learning Centers have been The Huntington National Bank, SouthState Bank, Live Oak Banking Company, First Internet Bank of Indiana. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are Sylvan Learning Centers SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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