How much do lenders finance for a VP Racing Fuels, Inc. franchise?

The median SBA loan approved for a VP Racing Fuels, Inc. franchise is $1,464,500, with the middle 80% of loans between $543,900 and $2,016,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance VP Racing Fuels, Inc. franchises?

By dollars approved, the most active SBA lenders for VP Racing Fuels, Inc. have been Readycap Lending, LLC, Celtic Bank Corporation, Citizens Bank, Open Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are VP Racing Fuels, Inc. SBA loans?

The median term is 25 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a VP Racing Fuels, Inc. franchise

SBA lenders have approved 12 loans against the VP Racing Fuels, Inc. brand since FY2010, totalling $17.3M. The median approval was $1,464,500. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#1429

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$1,464,500

Typical range

$544K-$2.0M

Middle 80% of loans

Median term

25 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed VP Racing Fuels, Inc.

Lender	Loans	Approved
Readycap Lending, LLC	2	$5.6M
Celtic Bank Corporation	3	$5.6M
Citizens Bank	2	$2.3M
Open Bank	1	$1.2M
Stearns Bank	1	$780K
CCFBank	1	$750K
Enterprise Bank & Trust	1	$544K
AbbyBank	1	$500K

Geography

Where VP Racing Fuels, Inc. units were financed

State	Loans	Share
Missouri	4
Wisconsin	2
Texas	1
New Hampshire	1
Colorado	1
California	1
Oregon	1
Oklahoma	1

Approvals by fiscal year

’18

’21

’22

’23

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

$350K - $1M
42%
$1M - $2M
42%
Over $2M
17%

Financing a VP Racing Fuels, Inc.: common questions

How much do lenders finance for a VP Racing Fuels, Inc. franchise?: The median SBA loan approved for a VP Racing Fuels, Inc. franchise is $1,464,500, with the middle 80% of loans between $543,900 and $2,016,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance VP Racing Fuels, Inc. franchises?: By dollars approved, the most active SBA lenders for VP Racing Fuels, Inc. have been Readycap Lending, LLC, Celtic Bank Corporation, Citizens Bank, Open Bank. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are VP Racing Fuels, Inc. SBA loans?: The median term is 25 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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