How much do SBA lenders typically lend to a postharvest crop activities business?

The median SBA approval in NAICS 115114 is $546,500, with the middle 80% of loans between $53,000 and $3,245,000. Across all industries the median is $180,000.

Which lenders are most active in postharvest crop activities?

By dollars approved: Ab&t, Cen Cal Business Finance Group, Washington Trust Bank, FFB Bank, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is postharvest crop activities considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.8% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 115114 · Agriculture

SBA loans for postharvest crop activities

156 SBA loans worth $174.5M have been approved in this industry since FY2010 - the #593 most-financed NAICS code in the country.

Median loan

$546,500

+204% vs all industries

Typical range

$53K-$3.2M

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

6.8%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Ab&t	7	$30.1M
Cen Cal Business Finance Group	4	$11.1M
Washington Trust Bank	7	$8.2M
FFB Bank	2	$5.9M
U.S. Bank	1	$5.0M
Truist Bank	1	$4.9M
Bank of the Southwest	7	$4.9M
FNB South	2	$4.8M
Frontwave Credit Union	1	$4.6M
Banner Bank	5	$4.6M

Geography

Where these loans were made

State	Loans	Share
California	33
Georgia	21
Washington	14
Michigan	11
North Dakota	9
New Mexico	7
Minnesota	6
Wisconsin	6

Approvals by fiscal year

’10

’11

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
8%
$50K - $150K
14%
$150K - $350K
16%
$350K - $1M
26%
$1M - $2M
14%
Over $2M
21%

Nearby

Other agriculture industries

See the sector

Broilers and Other Meat Type Chicken Production4,094 · $677,000 Logging1,090 · $88,000 Support Activities for Animal Production803 · $189,000 Chicken Egg Production727 · $473,000 Beef Cattle Ranching and Farming629 · $75,300 Other Poultry Production483 · $350,000 Nursery and Tree Production452 · $260,500 Soil Preparation, Planting, and Cultivating451 · $171,600

Common questions

How much do SBA lenders typically lend to a postharvest crop activities business?: The median SBA approval in NAICS 115114 is $546,500, with the middle 80% of loans between $53,000 and $3,245,000. Across all industries the median is $180,000.
Which lenders are most active in postharvest crop activities?: By dollars approved: Ab&t, Cen Cal Business Finance Group, Washington Trust Bank, FFB Bank, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is postharvest crop activities considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.8% were charged off, versus 7.6% across all SBA lending. That is close to average.

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