How much do SBA lenders typically lend to a truss manufacturing business?

The median SBA approval in NAICS 321214 is $450,000, with the middle 80% of loans between $50,000 and $1,870,000. Across all industries the median is $180,000.

Which lenders are most active in truss manufacturing?

By dollars approved: Florida First Capital Finance Corporation, Inc., Ameritrust CDC, Northwest Business Development Association, Mountain West Small Business Finance, iTHINK Financial Credit Union. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is truss manufacturing considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.1% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 321214 · Manufacturing

SBA loans for truss manufacturing

69 SBA loans worth $55.3M have been approved in this industry since FY2010 - the #776 most-financed NAICS code in the country.

Median loan

$450,000

+150% vs all industries

Typical range

$50K-$1.9M

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

6.1%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Florida First Capital Finance Corporation, Inc.	3	$7.7M
Ameritrust CDC	2	$3.7M
Northwest Business Development Association	1	$3.1M
Mountain West Small Business Finance	3	$2.8M
iTHINK Financial Credit Union	1	$2.5M
Prime Alliance Bank	1	$2.5M
Vantage Bank	2	$2.3M
Central Bank	2	$2.3M
BizCapital BIDCO I, LLC	1	$2.3M
Zions Bank, A Division of	2	$2.1M

Geography

Where these loans were made

State	Loans	Share
Washington	9
Florida	7
Indiana	6
Utah	6
Ohio	4
Alabama	4
Minnesota	3
Georgia	3

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
9%
$50K - $150K
12%
$150K - $350K
22%
$350K - $1M
28%
$1M - $2M
20%
Over $2M
10%

Nearby

Other manufacturing industries

See the sector

Commercial Printing3,239 · $275,000 Commercial Screen Printing1,759 · $130,900 All Other Plastics Product Manufacturing1,604 · $457,000 All Other Miscellaneous Wood Product Manufacturing934 · $241,500 Cut Stone and Stone Product Manufacturing801 · $312,000 Wood Container and Pallet Manufacturing572 · $350,000 Commercial Lithographic Printing570 · $316,000 All Other Miscellaneous Chemical Product and Preparation Manufacturing397 · $458,000

Common questions

How much do SBA lenders typically lend to a truss manufacturing business?: The median SBA approval in NAICS 321214 is $450,000, with the middle 80% of loans between $50,000 and $1,870,000. Across all industries the median is $180,000.
Which lenders are most active in truss manufacturing?: By dollars approved: Florida First Capital Finance Corporation, Inc., Ameritrust CDC, Northwest Business Development Association, Mountain West Small Business Finance, iTHINK Financial Credit Union. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is truss manufacturing considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.1% were charged off, versus 7.6% across all SBA lending. That is close to average.

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