NAICS 321918 · Manufacturing
SBA loans for other millwork
396 SBA loans worth $274.2M have been approved in this industry since FY2010 - the #382 most-financed NAICS code in the country.
Median loan
$300,000
+67% vs all industries
Typical range
$39K-$1.8M
Middle 80%
Median rate
6.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
5.8%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Wells Fargo Bank | 15 | $10.8M | |
| The Huntington National Bank | 13 | $8.5M | |
| WBD, Inc. | 7 | $7.9M | |
| CDC Small Business Finance Corp. | 7 | $7.4M | |
| UMB Bank | 5 | $7.0M | |
| Readycap Lending, LLC | 3 | $6.8M | |
| BankUnited | 3 | $6.5M | |
| IncredibleBank | 2 | $6.0M | |
| First Bank of the Lake | 2 | $5.5M | |
| TD Bank | 15 | $5.5M |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K11%
- $50K - $150K20%
- $150K - $350K23%
- $350K - $1M23%
- $1M - $2M14%
- Over $2M8%
Nearby
Other manufacturing industries
Commercial Printing3,239 · $275,000Commercial Screen Printing1,759 · $130,900All Other Plastics Product Manufacturing1,604 · $457,000All Other Miscellaneous Wood Product Manufacturing934 · $241,500Cut Stone and Stone Product Manufacturing801 · $312,000Wood Container and Pallet Manufacturing572 · $350,000Commercial Lithographic Printing570 · $316,000All Other Miscellaneous Chemical Product and Preparation Manufacturing397 · $458,000
Common questions
- How much do SBA lenders typically lend to a other millwork business?
- The median SBA approval in NAICS 321918 is $300,000, with the middle 80% of loans between $39,400 and $1,800,000. Across all industries the median is $180,000.
- Which lenders are most active in other millwork?
- By dollars approved: Wells Fargo Bank, The Huntington National Bank, WBD, Inc., CDC Small Business Finance Corp., UMB Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is other millwork considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.8% were charged off, versus 7.6% across all SBA lending. That is close to average.
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