NAICS 321992 · Manufacturing
SBA loans for prefabricated wood building manufacturing
118 SBA loans worth $70.6M have been approved in this industry since FY2010 - the #654 most-financed NAICS code in the country.
Median loan
$226,500
+26% vs all industries
Typical range
$20K-$1.4M
Middle 80%
Median rate
6.50%
7(a) initial note rate
Median term
10 yr
Charge-off rate
7.5%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| The Huntington National Bank | 10 | $9.8M | |
| Alaska Growth Capital BIDCO, Inc. | 4 | $7.9M | |
| Farmers and Merchants Bank | 1 | $5.0M | |
| Primis Bank | 2 | $5.0M | |
| UMB Bank | 1 | $2.5M | |
| Bank of Hope | 1 | $2.0M | |
| Skyline National Bank | 1 | $1.9M | |
| South Dakota Development Corporation | 1 | $1.9M | |
| Midwest Regional Bank | 1 | $1.8M | |
| Wells Fargo Bank | 7 | $1.8M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| New York | 11 | |
| Washington | 8 | |
| Idaho | 7 | |
| Maine | 6 | |
| California | 6 | |
| Pennsylvania | 6 | |
| Georgia | 6 | |
| Missouri | 5 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K18%
- $50K - $150K21%
- $150K - $350K19%
- $350K - $1M19%
- $1M - $2M14%
- Over $2M8%
Nearby
Other manufacturing industries
Commercial Printing3,239 · $275,000Commercial Screen Printing1,759 · $130,900All Other Plastics Product Manufacturing1,604 · $457,000All Other Miscellaneous Wood Product Manufacturing934 · $241,500Cut Stone and Stone Product Manufacturing801 · $312,000Wood Container and Pallet Manufacturing572 · $350,000Commercial Lithographic Printing570 · $316,000All Other Miscellaneous Chemical Product and Preparation Manufacturing397 · $458,000
Common questions
- How much do SBA lenders typically lend to a prefabricated wood building manufacturing business?
- The median SBA approval in NAICS 321992 is $226,500, with the middle 80% of loans between $20,000 and $1,450,000. Across all industries the median is $180,000.
- Which lenders are most active in prefabricated wood building manufacturing?
- By dollars approved: The Huntington National Bank, Alaska Growth Capital BIDCO, Inc., Farmers and Merchants Bank, Primis Bank, UMB Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is prefabricated wood building manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.5% were charged off, versus 7.6% across all SBA lending. That is close to average.
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