NAICS 322212 · Manufacturing
SBA loans for folding paperboard box manufacturing
66 SBA loans worth $80.3M have been approved in this industry since FY2010 - the #787 most-financed NAICS code in the country.
Median loan
$695,000
+286% vs all industries
Typical range
$127K-$2.8M
Middle 80%
Median rate
6.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
2.2%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Empire State Certified Development Corporation | 5 | $14.5M | |
| SomerCor 504, Inc. | 4 | $7.7M | |
| Bank of Clarke | 3 | $6.1M | |
| Truist Bank | 3 | $5.9M | |
| CDC Small Business Finance Corp. | 2 | $5.1M | |
| California Statewide Certified Development Corporation | 1 | $4.3M | |
| The Huntington National Bank | 4 | $3.9M | |
| Enterprise Bank & Trust | 2 | $3.3M | |
| Wells Fargo Bank | 3 | $3.2M | |
| 504 Capital Corporation | 2 | $2.9M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 11 | |
| New York | 7 | |
| Ohio | 5 | |
| Illinois | 5 | |
| Wisconsin | 5 | |
| Florida | 5 | |
| Georgia | 4 | |
| Connecticut | 4 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K2%
- $50K - $150K11%
- $150K - $350K23%
- $350K - $1M21%
- $1M - $2M17%
- Over $2M27%
Nearby
Other manufacturing industries
Commercial Printing3,239 · $275,000Commercial Screen Printing1,759 · $130,900All Other Plastics Product Manufacturing1,604 · $457,000All Other Miscellaneous Wood Product Manufacturing934 · $241,500Cut Stone and Stone Product Manufacturing801 · $312,000Wood Container and Pallet Manufacturing572 · $350,000Commercial Lithographic Printing570 · $316,000All Other Miscellaneous Chemical Product and Preparation Manufacturing397 · $458,000
Common questions
- How much do SBA lenders typically lend to a folding paperboard box manufacturing business?
- The median SBA approval in NAICS 322212 is $695,000, with the middle 80% of loans between $127,000 and $2,798,000. Across all industries the median is $180,000.
- Which lenders are most active in folding paperboard box manufacturing?
- By dollars approved: Empire State Certified Development Corporation, SomerCor 504, Inc., Bank of Clarke, Truist Bank, CDC Small Business Finance Corp.. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is folding paperboard box manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 2.2% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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