NAICS 332323 · Manufacturing
SBA loans for ornamental and architectural metal work manufacturing
434 SBA loans worth $268.4M have been approved in this industry since FY2010 - the #361 most-financed NAICS code in the country.
Median loan
$300,000
+67% vs all industries
Typical range
$25K-$1.7M
Middle 80%
Median rate
6.50%
7(a) initial note rate
Median term
10 yr
Charge-off rate
5.1%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| U.S. Bank | 27 | $23.4M | |
| First Bank of the Lake | 4 | $9.1M | |
| United Community Bank | 5 | $7.7M | |
| The Huntington National Bank | 15 | $6.8M | |
| Live Oak Banking Company | 6 | $6.6M | |
| Busey Bank | 6 | $6.1M | |
| Enterprise Bank | 2 | $5.8M | |
| SouthState Bank | 4 | $5.6M | |
| Banc of California | 3 | $5.5M | |
| Old National Bank | 5 | $5.2M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 68 | |
| Florida | 27 | |
| Washington | 23 | |
| Texas | 22 | |
| Colorado | 21 | |
| Minnesota | 20 | |
| New York | 20 | |
| Pennsylvania | 15 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K15%
- $50K - $150K20%
- $150K - $350K19%
- $350K - $1M26%
- $1M - $2M13%
- Over $2M7%
Nearby
Other manufacturing industries
Machine Shops4,240 · $300,000All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100All Other Miscellaneous Manufacturing2,510 · $313,000Sign Manufacturing1,908 · $200,000Wood Kitchen Cabinet and Countertop Manufacturing1,512 · $249,350Fabricated Structural Metal Manufacturing1,082 · $350,000Sheet Metal Work Manufacturing806 · $385,950Dental Laboratories752 · $146,350
Common questions
- How much do SBA lenders typically lend to a ornamental and architectural metal work manufacturing business?
- The median SBA approval in NAICS 332323 is $300,000, with the middle 80% of loans between $25,000 and $1,688,000. Across all industries the median is $180,000.
- Which lenders are most active in ornamental and architectural metal work manufacturing?
- By dollars approved: U.S. Bank, First Bank of the Lake, United Community Bank, The Huntington National Bank, Live Oak Banking Company. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is ornamental and architectural metal work manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.1% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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