NAICS 332812 · Manufacturing
SBA loans for metal coating, engraving (except jewelry and silverware), and allied services to manufacturers
689 SBA loans worth $400.8M have been approved in this industry since FY2010 - the #271 most-financed NAICS code in the country.
Median loan
$250,000
+39% vs all industries
Typical range
$30K-$1.4M
Middle 80%
Median rate
6.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
4.6%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| U.S. Bank | 28 | $21.3M | |
| Wells Fargo Bank | 25 | $14.9M | |
| The Huntington National Bank | 44 | $13.4M | |
| Mortgage Capital Development Corporation | 8 | $11.6M | |
| Rockford Local Development Corporation | 5 | $10.1M | |
| KeyBank | 12 | $9.9M | |
| First Merchants Bank | 3 | $9.9M | |
| Northwest Business Development Association | 3 | $9.2M | |
| Evergreen Business Capital | 4 | $8.2M | |
| Live Oak Banking Company | 9 | $7.2M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 80 | |
| Wisconsin | 59 | |
| Ohio | 47 | |
| Minnesota | 40 | |
| Michigan | 40 | |
| Texas | 34 | |
| Washington | 31 | |
| Illinois | 29 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K15%
- $50K - $150K22%
- $150K - $350K20%
- $350K - $1M25%
- $1M - $2M11%
- Over $2M7%
Nearby
Other manufacturing industries
Machine Shops4,240 · $300,000All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100All Other Miscellaneous Manufacturing2,510 · $313,000Sign Manufacturing1,908 · $200,000Wood Kitchen Cabinet and Countertop Manufacturing1,512 · $249,350Fabricated Structural Metal Manufacturing1,082 · $350,000Sheet Metal Work Manufacturing806 · $385,950Dental Laboratories752 · $146,350
Common questions
- How much do SBA lenders typically lend to a metal coating, engraving (except jewelry and silverware), and allied services to manufacturers business?
- The median SBA approval in NAICS 332812 is $250,000, with the middle 80% of loans between $30,000 and $1,436,000. Across all industries the median is $180,000.
- Which lenders are most active in metal coating, engraving (except jewelry and silverware), and allied services to manufacturers?
- By dollars approved: U.S. Bank, Wells Fargo Bank, The Huntington National Bank, Mortgage Capital Development Corporation, Rockford Local Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is metal coating, engraving (except jewelry and silverware), and allied services to manufacturers considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 4.6% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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