NAICS 333120 · Manufacturing
SBA loans for construction machinery manufacturing
192 SBA loans worth $136.4M have been approved in this industry since FY2010 - the #553 most-financed NAICS code in the country.
Median loan
$350,000
+94% vs all industries
Typical range
$50K-$1.8M
Middle 80%
Median rate
6.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
5.8%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Newtek Small Business Finance, Inc. | 2 | $8.0M | |
| KeyBank | 8 | $6.7M | |
| Byline Bank | 6 | $6.0M | |
| Consumers National Bank | 6 | $5.6M | |
| Fulton Bank | 1 | $5.0M | |
| ACNB Bank | 1 | $4.7M | |
| Dakota Business Finance | 5 | $4.6M | |
| First-Citizens Bank & Trust Company | 1 | $4.6M | |
| Western Commerce Bank | 3 | $4.5M | |
| U.S. Bank | 4 | $4.3M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Minnesota | 21 | |
| Pennsylvania | 16 | |
| Ohio | 15 | |
| California | 13 | |
| New York | 13 | |
| Wisconsin | 12 | |
| Kansas | 10 | |
| Michigan | 10 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K7%
- $50K - $150K20%
- $150K - $350K21%
- $350K - $1M28%
- $1M - $2M14%
- Over $2M9%
Nearby
Other manufacturing industries
Machine Shops4,240 · $300,000All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100All Other Miscellaneous Manufacturing2,510 · $313,000Sign Manufacturing1,908 · $200,000Wood Kitchen Cabinet and Countertop Manufacturing1,512 · $249,350Fabricated Structural Metal Manufacturing1,082 · $350,000Sheet Metal Work Manufacturing806 · $385,950Dental Laboratories752 · $146,350
Common questions
- How much do SBA lenders typically lend to a construction machinery manufacturing business?
- The median SBA approval in NAICS 333120 is $350,000, with the middle 80% of loans between $50,000 and $1,758,600. Across all industries the median is $180,000.
- Which lenders are most active in construction machinery manufacturing?
- By dollars approved: Newtek Small Business Finance, Inc., KeyBank, Byline Bank, Consumers National Bank, Fulton Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is construction machinery manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.8% were charged off, versus 7.6% across all SBA lending. That is close to average.
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.