How much do SBA lenders typically lend to a semiconductor and related device manufacturing business?

The median SBA approval in NAICS 334413 is $375,000, with the middle 80% of loans between $50,000 and $3,062,000. Across all industries the median is $180,000.

Which lenders are most active in semiconductor and related device manufacturing?

By dollars approved: Mortgage Capital Development Corporation, Capital Certified Development Corporation, Fulton Bank, Wells Fargo Bank, California Statewide Certified Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is semiconductor and related device manufacturing considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.3% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 334413 · Manufacturing

SBA loans for semiconductor and related device manufacturing

185 SBA loans worth $190.0M have been approved in this industry since FY2010 - the #562 most-financed NAICS code in the country.

Median loan

$375,000

+108% vs all industries

Typical range

$50K-$3.1M

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

9.3%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Mortgage Capital Development Corporation	11	$24.4M
Capital Certified Development Corporation	5	$9.7M
Fulton Bank	2	$9.6M
Wells Fargo Bank	11	$6.9M
California Statewide Certified Development Corporation	2	$6.3M
U.S. Bank	10	$6.1M
The Huntington National Bank	7	$5.4M
America First Federal Credit Union	2	$5.4M
CenTrust Bank, A Division of SmartBiz Bank	2	$5.2M
Florida Business Development Corporation	2	$5.1M

Geography

Where these loans were made

State	Loans	Share
California	47
Texas	19
Florida	16
Pennsylvania	12
Oregon	11
Arizona	8
Illinois	7
Massachusetts	7

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
7%
$50K - $150K
16%
$150K - $350K
21%
$350K - $1M
22%
$1M - $2M
16%
Over $2M
17%

Nearby

Other manufacturing industries

See the sector

Machine Shops4,240 · $300,000 All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100 All Other Miscellaneous Manufacturing2,510 · $313,000 Sign Manufacturing1,908 · $200,000 Wood Kitchen Cabinet and Countertop Manufacturing1,512 · $249,350 Fabricated Structural Metal Manufacturing1,082 · $350,000 Sheet Metal Work Manufacturing806 · $385,950 Dental Laboratories752 · $146,350

Common questions

How much do SBA lenders typically lend to a semiconductor and related device manufacturing business?: The median SBA approval in NAICS 334413 is $375,000, with the middle 80% of loans between $50,000 and $3,062,000. Across all industries the median is $180,000.
Which lenders are most active in semiconductor and related device manufacturing?: By dollars approved: Mortgage Capital Development Corporation, Capital Certified Development Corporation, Fulton Bank, Wells Fargo Bank, California Statewide Certified Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is semiconductor and related device manufacturing considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.3% were charged off, versus 7.6% across all SBA lending. That is close to average.

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