NAICS 334512 · Manufacturing
SBA loans for automatic environmental control manufacturing for residential, commercial, and appliance use
47 SBA loans worth $28.4M have been approved in this industry since FY2010 - the #871 most-financed NAICS code in the country.
Median loan
$200,000
+11% vs all industries
Typical range
$35K-$1.5M
Middle 80%
Median rate
5.84%
7(a) initial note rate
Median term
7.3 yr
Charge-off rate
3.7%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Heritage Bank | 1 | $4.7M | |
| Gibsland Bank & Trust Company | 1 | $3.0M | |
| Bank of America | 1 | $2.8M | |
| Stock Yards Bank & Trust Company | 3 | $2.3M | |
| GBC International Bank | 2 | $1.9M | |
| CDC Small Business Finance Corp. | 1 | $1.7M | |
| Amplio Economic Development Corporation | 1 | $1.5M | |
| The Farmers National Bank of Canfield | 1 | $1.1M | |
| The Bippus State Bank | 1 | $1.1M | |
| Midland States Bank | 1 | $1.0M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 4 | |
| Ohio | 4 | |
| Florida | 3 | |
| Illinois | 3 | |
| Minnesota | 3 | |
| Arizona | 3 | |
| Oklahoma | 3 | |
| Connecticut | 3 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K15%
- $50K - $150K26%
- $150K - $350K19%
- $350K - $1M19%
- $1M - $2M15%
- Over $2M6%
Nearby
Other manufacturing industries
Machine Shops4,240 · $300,000All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100All Other Miscellaneous Manufacturing2,510 · $313,000Sign Manufacturing1,908 · $200,000Wood Kitchen Cabinet and Countertop Manufacturing1,512 · $249,350Fabricated Structural Metal Manufacturing1,082 · $350,000Sheet Metal Work Manufacturing806 · $385,950Dental Laboratories752 · $146,350
Common questions
- How much do SBA lenders typically lend to a automatic environmental control manufacturing for residential, commercial, and appliance use business?
- The median SBA approval in NAICS 334512 is $200,000, with the middle 80% of loans between $35,000 and $1,525,000. Across all industries the median is $180,000.
- Which lenders are most active in automatic environmental control manufacturing for residential, commercial, and appliance use?
- By dollars approved: Heritage Bank, Gibsland Bank & Trust Company, Bank of America, Stock Yards Bank & Trust Company, GBC International Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is automatic environmental control manufacturing for residential, commercial, and appliance use considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 3.7% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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