How much do SBA lenders typically lend to a ship building and repairing business?

The median SBA approval in NAICS 336611 is $337,500, with the middle 80% of loans between $25,000 and $2,107,100. Across all industries the median is $180,000.

Which lenders are most active in ship building and repairing?

By dollars approved: Harvest Small Business Finance, LLC, Regions Bank, GBC International Bank, PNC Bank, Ameris Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is ship building and repairing considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 0.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 336611 · Manufacturing

SBA loans for ship building and repairing

177 SBA loans worth $133.6M have been approved in this industry since FY2010 - the #571 most-financed NAICS code in the country.

Median loan

$337,500

+88% vs all industries

Typical range

$25K-$2.1M

Middle 80%

Median rate

6.75%

7(a) initial note rate

Median term

10 yr

Charge-off rate

0.0%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Harvest Small Business Finance, LLC	5	$10.9M
Regions Bank	4	$10.2M
GBC International Bank	2	$10.0M
PNC Bank	7	$7.5M
Ameris Bank	2	$5.7M
Florida First Capital Finance Corporation, Inc.	4	$5.6M
Wells Fargo Bank	18	$5.1M
Live Oak Banking Company	2	$5.0M
WesBanco Bank, Inc.	2	$4.3M
Firstrust Savings Bank	1	$3.9M

Geography

Where these loans were made

State	Loans	Share
Florida	50
Washington	18
California	15
Massachusetts	11
Rhode Island	10
Louisiana	9
New York	7
New Jersey	7

Approvals by fiscal year

’10

’11

’12

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’19

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
15%
$50K - $150K
20%
$150K - $350K
17%
$350K - $1M
27%
$1M - $2M
11%
Over $2M
11%

Nearby

Other manufacturing industries

See the sector

Machine Shops4,240 · $300,000 All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100 All Other Miscellaneous Manufacturing2,510 · $313,000 Sign Manufacturing1,908 · $200,000 Wood Kitchen Cabinet and Countertop Manufacturing1,512 · $249,350 Fabricated Structural Metal Manufacturing1,082 · $350,000 Sheet Metal Work Manufacturing806 · $385,950 Dental Laboratories752 · $146,350

Common questions

How much do SBA lenders typically lend to a ship building and repairing business?: The median SBA approval in NAICS 336611 is $337,500, with the middle 80% of loans between $25,000 and $2,107,100. Across all industries the median is $180,000.
Which lenders are most active in ship building and repairing?: By dollars approved: Harvest Small Business Finance, LLC, Regions Bank, GBC International Bank, PNC Bank, Ameris Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is ship building and repairing considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 0.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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