NAICS 337121 · Manufacturing
SBA loans for upholstered household furniture manufacturing
238 SBA loans worth $132.8M have been approved in this industry since FY2010 - the #497 most-financed NAICS code in the country.
Median loan
$246,800
+37% vs all industries
Typical range
$15K-$1.4M
Middle 80%
Median rate
7.50%
7(a) initial note rate
Median term
10 yr
Charge-off rate
8.8%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Wells Fargo Bank | 19 | $11.5M | |
| First Internet Bank of Indiana | 4 | $8.1M | |
| Business Finance Capital | 3 | $6.7M | |
| U.S. Bank | 12 | $6.6M | |
| Northwest Business Development Association | 2 | $5.7M | |
| Pinnacle Bank | 4 | $5.2M | |
| First Commonwealth Bank | 3 | $5.0M | |
| Mortgage Capital Development Corporation | 3 | $5.0M | |
| Shoreham Bank | 1 | $4.3M | |
| TD Bank | 16 | $4.0M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 50 | |
| New York | 22 | |
| Arizona | 14 | |
| North Carolina | 14 | |
| Texas | 12 | |
| Florida | 10 | |
| New Jersey | 9 | |
| Ohio | 8 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K20%
- $50K - $150K16%
- $150K - $350K22%
- $350K - $1M26%
- $1M - $2M9%
- Over $2M6%
Nearby
Other manufacturing industries
Machine Shops4,240 · $300,000All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100All Other Miscellaneous Manufacturing2,510 · $313,000Sign Manufacturing1,908 · $200,000Wood Kitchen Cabinet and Countertop Manufacturing1,512 · $249,350Fabricated Structural Metal Manufacturing1,082 · $350,000Sheet Metal Work Manufacturing806 · $385,950Dental Laboratories752 · $146,350
Common questions
- How much do SBA lenders typically lend to a upholstered household furniture manufacturing business?
- The median SBA approval in NAICS 337121 is $246,800, with the middle 80% of loans between $15,000 and $1,391,000. Across all industries the median is $180,000.
- Which lenders are most active in upholstered household furniture manufacturing?
- By dollars approved: Wells Fargo Bank, First Internet Bank of Indiana, Business Finance Capital, U.S. Bank, Northwest Business Development Association. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is upholstered household furniture manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.8% were charged off, versus 7.6% across all SBA lending. That is close to average.
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