NAICS 337125 · Manufacturing
SBA loans for household furniture (except wood and metal) manufacturing
51 SBA loans worth $9.5M have been approved in this industry since FY2010 - the #850 most-financed NAICS code in the country.
Median loan
$100,000
-44% vs all industries
Typical range
$20K-$424K
Middle 80%
Median rate
7.28%
7(a) initial note rate
Median term
7 yr
Charge-off rate
14.3%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Truist Bank | 3 | $2.1M | |
| Business Finance Capital | 1 | $1.0M | |
| JPMorgan Chase Bank | 8 | $727K | |
| CDC Small Business Finance Corp. | 1 | $647K | |
| Peapack Private Bank and Trust | 3 | $625K | |
| Midwest Regional Bank | 1 | $602K | |
| PNC Bank | 8 | $440K | |
| Business Expansion Funding Corporation | 1 | $345K | |
| Empire State Certified Development Corporation | 1 | $318K | |
| American Momentum Bank | 1 | $317K |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Texas | 8 | |
| New York | 6 | |
| Florida | 6 | |
| California | 5 | |
| Michigan | 3 | |
| Pennsylvania | 3 | |
| Indiana | 2 | |
| Puerto Rico | 2 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K29%
- $50K - $150K33%
- $150K - $350K25%
- $350K - $1M8%
- $1M - $2M4%
Nearby
Other manufacturing industries
Machine Shops4,240 · $300,000All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100All Other Miscellaneous Manufacturing2,510 · $313,000Sign Manufacturing1,908 · $200,000Wood Kitchen Cabinet and Countertop Manufacturing1,512 · $249,350Fabricated Structural Metal Manufacturing1,082 · $350,000Sheet Metal Work Manufacturing806 · $385,950Dental Laboratories752 · $146,350
Common questions
- How much do SBA lenders typically lend to a household furniture (except wood and metal) manufacturing business?
- The median SBA approval in NAICS 337125 is $100,000, with the middle 80% of loans between $20,000 and $424,000. Across all industries the median is $180,000.
- Which lenders are most active in household furniture (except wood and metal) manufacturing?
- By dollars approved: Truist Bank, Business Finance Capital, JPMorgan Chase Bank, CDC Small Business Finance Corp., Peapack Private Bank and Trust. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is household furniture (except wood and metal) manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 14.3% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.
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