How much do SBA lenders typically lend to a ophthalmic goods manufacturing business?

The median SBA approval in NAICS 339115 is $336,500, with the middle 80% of loans between $35,000 and $1,250,000. Across all industries the median is $180,000.

Which lenders are most active in ophthalmic goods manufacturing?

By dollars approved: Iowa State Savings Bank, TransPecos Banks, Empire State Certified Development Corporation, Southland Economic Development Corporation, Wells Fargo Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is ophthalmic goods manufacturing considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 12.0% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 339115 · Manufacturing

SBA loans for ophthalmic goods manufacturing

93 SBA loans worth $49.2M have been approved in this industry since FY2010 - the #707 most-financed NAICS code in the country.

Median loan

$336,500

+87% vs all industries

Typical range

$35K-$1.3M

Middle 80%

Median rate

6.38%

7(a) initial note rate

Median term

10 yr

Charge-off rate

12.0%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Iowa State Savings Bank	1	$4.3M
TransPecos Banks	2	$3.4M
Empire State Certified Development Corporation	3	$2.7M
Southland Economic Development Corporation	1	$2.6M
Wells Fargo Bank	4	$2.3M
First Commonwealth Bank	2	$2.2M
America First Federal Credit Union	2	$2.1M
KeyBank	5	$2.1M
Stearns Bank	3	$1.7M
Summit Bank	1	$1.7M

Geography

Where these loans were made

State	Loans	Share
Florida	14
California	12
New York	9
Minnesota	7
Oregon	6
Pennsylvania	5
Illinois	4
Virginia	4

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
13%
$50K - $150K
16%
$150K - $350K
22%
$350K - $1M
33%
$1M - $2M
12%
Over $2M
4%

Nearby

Other manufacturing industries

See the sector

Machine Shops4,240 · $300,000 All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100 All Other Miscellaneous Manufacturing2,510 · $313,000 Sign Manufacturing1,908 · $200,000 Wood Kitchen Cabinet and Countertop Manufacturing1,512 · $249,350 Fabricated Structural Metal Manufacturing1,082 · $350,000 Sheet Metal Work Manufacturing806 · $385,950 Dental Laboratories752 · $146,350

Common questions

How much do SBA lenders typically lend to a ophthalmic goods manufacturing business?: The median SBA approval in NAICS 339115 is $336,500, with the middle 80% of loans between $35,000 and $1,250,000. Across all industries the median is $180,000.
Which lenders are most active in ophthalmic goods manufacturing?: By dollars approved: Iowa State Savings Bank, TransPecos Banks, Empire State Certified Development Corporation, Southland Economic Development Corporation, Wells Fargo Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is ophthalmic goods manufacturing considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 12.0% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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