How much do SBA lenders typically lend to a travel agencies business?

The median SBA approval in NAICS 561510 is $75,000, with the middle 80% of loans between $10,000 and $455,000. Across all industries the median is $180,000.

Which lenders are most active in travel agencies?

By dollars approved: Wells Fargo Bank, JPMorgan Chase Bank, TD Bank, Mortgage Capital Development Corporation, Truist Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is travel agencies considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 15.3% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 561510 · Administrative & Waste

SBA loans for travel agencies

665 SBA loans worth $145.1M have been approved in this industry since FY2010 - the #281 most-financed NAICS code in the country.

Median loan

$75,000

-58% vs all industries

Typical range

$10K-$455K

Middle 80%

Median rate

8.50%

7(a) initial note rate

Median term

10 yr

Charge-off rate

15.3%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	76	$7.7M
JPMorgan Chase Bank	61	$6.9M
TD Bank	77	$5.8M
Mortgage Capital Development Corporation	4	$5.7M
Truist Bank	5	$5.5M
Citizens Bank	8	$5.3M
U.S. Bank	22	$5.3M
The Huntington National Bank	45	$5.3M
Newtek Small Business Finance, Inc.	6	$5.1M
Newtek Bank	24	$5.0M

Geography

Where these loans were made

State	Loans	Share
California	95
New York	86
Florida	76
New Jersey	47
Texas	35
Pennsylvania	34
Massachusetts	31
Ohio	27

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
35%
$50K - $150K
30%
$150K - $350K
20%
$350K - $1M
11%
$1M - $2M
3%
Over $2M
2%

Nearby

Other administrative & waste industries

See the sector

Landscaping Services15,300 · $80,000 Janitorial Services6,400 · $100,000 Other Services to Buildings and Dwellings3,351 · $125,000 Employment Placement Agencies2,188 · $150,000 Solid Waste Collection1,841 · $176,300 Exterminating and Pest Control Services1,777 · $135,000 Remediation Services1,752 · $156,800 Private Mail Centers1,429 · $250,000

Common questions

How much do SBA lenders typically lend to a travel agencies business?: The median SBA approval in NAICS 561510 is $75,000, with the middle 80% of loans between $10,000 and $455,000. Across all industries the median is $180,000.
Which lenders are most active in travel agencies?: By dollars approved: Wells Fargo Bank, JPMorgan Chase Bank, TD Bank, Mortgage Capital Development Corporation, Truist Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is travel agencies considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 15.3% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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