NAICS 621410 · Health Care
SBA loans for family planning centers
92 SBA loans worth $50.6M have been approved in this industry since FY2010 - the #710 most-financed NAICS code in the country.
Median loan
$192,750
+7% vs all industries
Typical range
$25K-$1.6M
Middle 80%
Median rate
7.50%
7(a) initial note rate
Median term
10 yr
Charge-off rate
12.8%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Live Oak Banking Company | 2 | $5.2M | |
| Busey Bank | 4 | $5.1M | |
| Poppy Bank | 1 | $4.2M | |
| Empire State Certified Development Corporation | 1 | $3.8M | |
| PCB Bank | 1 | $3.0M | |
| Dime Commercial Bank | 1 | $2.7M | |
| TransPecos Banks | 3 | $2.6M | |
| Small Business Access Partners, Inc. | 1 | $1.8M | |
| First Bank of the Lake | 1 | $1.7M | |
| Regional Development Funding Corporation | 1 | $1.6M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 9 | |
| Illinois | 7 | |
| Arizona | 6 | |
| Georgia | 6 | |
| Iowa | 4 | |
| Maryland | 4 | |
| Pennsylvania | 3 | |
| Utah | 3 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K22%
- $50K - $150K23%
- $150K - $350K21%
- $350K - $1M17%
- $1M - $2M11%
- Over $2M7%
Nearby
Other health care industries
Offices of Dentists18,185 · $405,000Offices of Physicians15,804 · $270,000Child Care Services15,205 · $387,000Offices of Chiropractors9,664 · $125,950Home Health Care Services7,245 · $166,000Offices of All Other Miscellaneous Health Practitioners5,784 · $150,000Offices of Physical, Occupational and Speech Therapists, and Audiologists5,730 · $145,000Offices of Mental Health Practitioners4,139 · $135,000
Common questions
- How much do SBA lenders typically lend to a family planning centers business?
- The median SBA approval in NAICS 621410 is $192,750, with the middle 80% of loans between $25,000 and $1,550,000. Across all industries the median is $180,000.
- Which lenders are most active in family planning centers?
- By dollars approved: Live Oak Banking Company, Busey Bank, Poppy Bank, Empire State Certified Development Corporation, PCB Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is family planning centers considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 12.8% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.
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