How much do SBA lenders typically lend to a hmo medical centers business?

The median SBA approval in NAICS 621491 is $111,000, with the middle 80% of loans between $25,000 and $1,035,000. Across all industries the median is $180,000.

Which lenders are most active in hmo medical centers?

By dollars approved: Sunflower Bank, Florida Business Development Corporation, Farmers State Bank of Alto Pass, Illinois, Wells Fargo Bank, Rockland Trust Company. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is hmo medical centers considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 11.1% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 621491 · Health Care

SBA loans for hmo medical centers

50 SBA loans worth $21.2M have been approved in this industry since FY2010 - the #859 most-financed NAICS code in the country.

Median loan

$111,000

-38% vs all industries

Typical range

$25K-$1.0M

Middle 80%

Median rate

6.80%

7(a) initial note rate

Median term

7 yr

Charge-off rate

11.1%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Sunflower Bank	1	$5.0M
Florida Business Development Corporation	2	$3.5M
Farmers State Bank of Alto Pass, Illinois	1	$2.3M
Wells Fargo Bank	2	$1.7M
Rockland Trust Company	2	$1.4M
The Huntington National Bank	3	$1.1M
Touchmark National Bank	1	$710K
First-Citizens Bank & Trust Company	1	$545K
JPMorgan Chase Bank	2	$500K
Live Oak Banking Company	1	$500K

Geography

Where these loans were made

State	Loans	Share
Texas	7
Massachusetts	7
Georgia	5
California	4
Oklahoma	3
Ohio	3
Connecticut	2
Maryland	2

Approvals by fiscal year

’10

’11

’12

’13

’14

’16

’17

’18

’20

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
22%
$50K - $150K
30%
$150K - $350K
24%
$350K - $1M
12%
$1M - $2M
8%
Over $2M
4%

Nearby

Other health care industries

See the sector

Offices of Dentists18,185 · $405,000 Offices of Physicians15,804 · $270,000 Child Care Services15,205 · $387,000 Offices of Chiropractors9,664 · $125,950 Home Health Care Services7,245 · $166,000 Offices of All Other Miscellaneous Health Practitioners5,784 · $150,000 Offices of Physical, Occupational and Speech Therapists, and Audiologists5,730 · $145,000 Offices of Mental Health Practitioners4,139 · $135,000

Common questions

How much do SBA lenders typically lend to a hmo medical centers business?: The median SBA approval in NAICS 621491 is $111,000, with the middle 80% of loans between $25,000 and $1,035,000. Across all industries the median is $180,000.
Which lenders are most active in hmo medical centers?: By dollars approved: Sunflower Bank, Florida Business Development Corporation, Farmers State Bank of Alto Pass, Illinois, Wells Fargo Bank, Rockland Trust Company. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is hmo medical centers considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 11.1% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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