NAICS 622310 · Health Care
SBA loans for specialty (except psychiatric and substance abuse) hospitals
82 SBA loans worth $48.9M have been approved in this industry since FY2010 - the #736 most-financed NAICS code in the country.
Median loan
$192,500
+7% vs all industries
Typical range
$20K-$2.0M
Middle 80%
Median rate
6.39%
7(a) initial note rate
Median term
10 yr
Charge-off rate
4.8%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| The Huntington National Bank | 18 | $7.1M | |
| Newtek Bank | 1 | $5.0M | |
| OceanFirst Bank | 1 | $4.0M | |
| First Guaranty Bank | 2 | $3.9M | |
| Business Finance Capital | 1 | $2.5M | |
| PNC Bank | 4 | $2.3M | |
| Isabella Bank | 1 | $2.0M | |
| Federal Deposit Insurance Corporation | 1 | $2.0M | |
| Greater East Texas Certified Development Company | 1 | $2.0M | |
| Busey Bank | 1 | $1.8M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 8 | |
| Texas | 8 | |
| Ohio | 8 | |
| Louisiana | 5 | |
| Florida | 4 | |
| Michigan | 4 | |
| New Jersey | 4 | |
| Virginia | 4 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K29%
- $50K - $150K13%
- $150K - $350K24%
- $350K - $1M13%
- $1M - $2M11%
- Over $2M9%
Nearby
Other health care industries
Offices of Dentists18,185 · $405,000Offices of Physicians15,804 · $270,000Child Care Services15,205 · $387,000Offices of Chiropractors9,664 · $125,950Home Health Care Services7,245 · $166,000Offices of All Other Miscellaneous Health Practitioners5,784 · $150,000Offices of Physical, Occupational and Speech Therapists, and Audiologists5,730 · $145,000Offices of Mental Health Practitioners4,139 · $135,000
Common questions
- How much do SBA lenders typically lend to a specialty (except psychiatric and substance abuse) hospitals business?
- The median SBA approval in NAICS 622310 is $192,500, with the middle 80% of loans between $20,000 and $1,972,000. Across all industries the median is $180,000.
- Which lenders are most active in specialty (except psychiatric and substance abuse) hospitals?
- By dollars approved: The Huntington National Bank, Newtek Bank, OceanFirst Bank, First Guaranty Bank, Business Finance Capital. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is specialty (except psychiatric and substance abuse) hospitals considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 4.8% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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