NAICS 624110 · Health Care
SBA loans for child and youth services
755 SBA loans worth $447.0M have been approved in this industry since FY2010 - the #251 most-financed NAICS code in the country.
Median loan
$250,000
+39% vs all industries
Typical range
$25K-$1.7M
Middle 80%
Median rate
7.15%
7(a) initial note rate
Median term
10 yr
Charge-off rate
8.6%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Live Oak Banking Company | 12 | $31.5M | |
| Capital Certified Development Corporation | 21 | $30.6M | |
| CDC Small Business Finance Corp. | 15 | $16.7M | |
| PNC Bank | 9 | $12.8M | |
| SouthState Bank | 8 | $11.7M | |
| The Huntington National Bank | 55 | $11.5M | |
| Florida First Capital Finance Corporation, Inc. | 10 | $10.5M | |
| TD Bank | 13 | $9.5M | |
| Pinnacle Bank | 5 | $8.6M | |
| Wells Fargo Bank | 26 | $8.0M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Texas | 73 | |
| California | 67 | |
| Ohio | 46 | |
| Florida | 44 | |
| Pennsylvania | 33 | |
| Indiana | 30 | |
| New York | 29 | |
| Utah | 28 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K16%
- $50K - $150K18%
- $150K - $350K23%
- $350K - $1M25%
- $1M - $2M11%
- Over $2M7%
Nearby
Other health care industries
Offices of Dentists18,185 · $405,000Offices of Physicians15,804 · $270,000Child Care Services15,205 · $387,000Offices of Chiropractors9,664 · $125,950Home Health Care Services7,245 · $166,000Offices of All Other Miscellaneous Health Practitioners5,784 · $150,000Offices of Physical, Occupational and Speech Therapists, and Audiologists5,730 · $145,000Offices of Mental Health Practitioners4,139 · $135,000
Common questions
- How much do SBA lenders typically lend to a child and youth services business?
- The median SBA approval in NAICS 624110 is $250,000, with the middle 80% of loans between $25,000 and $1,665,000. Across all industries the median is $180,000.
- Which lenders are most active in child and youth services?
- By dollars approved: Live Oak Banking Company, Capital Certified Development Corporation, CDC Small Business Finance Corp., PNC Bank, SouthState Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is child and youth services considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.6% were charged off, versus 7.6% across all SBA lending. That is close to average.
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