How much do SBA lenders typically lend to a independent artists, writers, and performers business?

The median SBA approval in NAICS 711510 is $50,000, with the middle 80% of loans between $10,000 and $680,000. Across all industries the median is $180,000.

Which lenders are most active in independent artists, writers, and performers?

By dollars approved: Wells Fargo Bank, U.S. Bank, CDC Small Business Finance Corp., Business Finance Capital, Mortgage Capital Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is independent artists, writers, and performers considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.4% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 711510 · Arts & Recreation

SBA loans for independent artists, writers, and performers

1,634 SBA loans worth $395.2M have been approved in this industry since FY2010 - the #138 most-financed NAICS code in the country.

Median loan

$50,000

-72% vs all industries

Typical range

$10K-$680K

Middle 80%

Median rate

8.50%

7(a) initial note rate

Median term

10 yr

Charge-off rate

9.4%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	233	$31.3M
U.S. Bank	113	$26.5M
CDC Small Business Finance Corp.	25	$18.5M
Business Finance Capital	13	$15.8M
Mortgage Capital Development Corporation	21	$15.4M
California Statewide Certified Development Corporation	18	$14.1M
JPMorgan Chase Bank	134	$11.5M
BMO Bank	7	$11.4M
Empire State Certified Development Corporation	14	$10.4M
Harvest Small Business Finance, LLC	8	$9.3M

Geography

Where these loans were made

State	Loans	Share
California	435
New York	158
Texas	91
Florida	90
Ohio	56
Colorado	55
Georgia	47
New Jersey	47

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

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’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
45%
$50K - $150K
21%
$150K - $350K
16%
$350K - $1M
11%
$1M - $2M
4%
Over $2M
2%

Nearby

Other arts & recreation industries

See the sector

Fitness and Recreational Sports Centers17,261 · $232,000 All Other Amusement and Recreation Industries6,528 · $298,250 Bowling Centers1,123 · $477,500 Promoters of Performing Arts, Sports, and Similar Events with Facilities1,015 · $216,200 Amusement Arcades893 · $210,000 Golf Courses and Country Clubs829 · $499,500 Promoters of Performing Arts, Sports, and Similar Events without Facilities684 · $65,000 Marinas526 · $500,000

Common questions

How much do SBA lenders typically lend to a independent artists, writers, and performers business?: The median SBA approval in NAICS 711510 is $50,000, with the middle 80% of loans between $10,000 and $680,000. Across all industries the median is $180,000.
Which lenders are most active in independent artists, writers, and performers?: By dollars approved: Wells Fargo Bank, U.S. Bank, CDC Small Business Finance Corp., Business Finance Capital, Mortgage Capital Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is independent artists, writers, and performers considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.4% were charged off, versus 7.6% across all SBA lending. That is close to average.

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