How much do SBA lenders typically lend to a bowling centers business?

The median SBA approval in NAICS 713950 is $477,500, with the middle 80% of loans between $48,000 and $2,330,000. Across all industries the median is $180,000.

Which lenders are most active in bowling centers?

By dollars approved: Live Oak Banking Company, The Huntington National Bank, Newtek Small Business Finance, Inc., U.S. Bank, Celtic Bank Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is bowling centers considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.7% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 713950 · Arts & Recreation

SBA loans for bowling centers

1,123 SBA loans worth $998.0M have been approved in this industry since FY2010 - the #185 most-financed NAICS code in the country.

Median loan

$477,500

+165% vs all industries

Typical range

$48K-$2.3M

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

20 yr

Charge-off rate

6.7%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Live Oak Banking Company	36	$47.5M
The Huntington National Bank	109	$46.1M
Newtek Small Business Finance, Inc.	34	$42.0M
U.S. Bank	31	$32.4M
Celtic Bank Corporation	24	$27.9M
WBD, Inc.	24	$19.9M
IncredibleBank	13	$19.2M
Columbia Bank	15	$18.8M
Mortgage Capital Development Corporation	7	$17.4M
First Bank	14	$16.5M

Geography

Where these loans were made

State	Loans	Share
Michigan	105
Ohio	90
Wisconsin	85
New York	69
Indiana	64
Illinois	51
Pennsylvania	48
California	42

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
10%
$50K - $150K
15%
$150K - $350K
18%
$350K - $1M
25%
$1M - $2M
19%
Over $2M
14%

Nearby

Other arts & recreation industries

See the sector

Fitness and Recreational Sports Centers17,261 · $232,000 All Other Amusement and Recreation Industries6,528 · $298,250 Independent Artists, Writers, and Performers1,634 · $50,000 Promoters of Performing Arts, Sports, and Similar Events with Facilities1,015 · $216,200 Amusement Arcades893 · $210,000 Golf Courses and Country Clubs829 · $499,500 Promoters of Performing Arts, Sports, and Similar Events without Facilities684 · $65,000 Marinas526 · $500,000

Common questions

How much do SBA lenders typically lend to a bowling centers business?: The median SBA approval in NAICS 713950 is $477,500, with the middle 80% of loans between $48,000 and $2,330,000. Across all industries the median is $180,000.
Which lenders are most active in bowling centers?: By dollars approved: Live Oak Banking Company, The Huntington National Bank, Newtek Small Business Finance, Inc., U.S. Bank, Celtic Bank Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is bowling centers considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.7% were charged off, versus 7.6% across all SBA lending. That is close to average.

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