NAICS 713930 · Arts & Recreation
SBA loans for marinas
526 SBA loans worth $516.9M have been approved in this industry since FY2010 - the #328 most-financed NAICS code in the country.
Median loan
$500,000
+178% vs all industries
Typical range
$50K-$2.7M
Middle 80%
Median rate
6.00%
7(a) initial note rate
Median term
20 yr
Charge-off rate
4.0%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Paradise Bank | 16 | $20.6M | |
| Florida Business Development Corporation | 13 | $19.0M | |
| The Huntington National Bank | 39 | $19.0M | |
| Florida First Capital Finance Corporation, Inc. | 11 | $13.2M | |
| Capital Bank | 7 | $12.5M | |
| Newtek Small Business Finance, Inc. | 5 | $11.3M | |
| Arizona Financial Credit Union | 2 | $10.0M | |
| Truist Bank | 5 | $9.1M | |
| Byline Bank | 7 | $9.1M | |
| United Community Bank | 5 | $8.4M |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K8%
- $50K - $150K15%
- $150K - $350K16%
- $350K - $1M29%
- $1M - $2M16%
- Over $2M17%
Nearby
Other arts & recreation industries
Fitness and Recreational Sports Centers17,261 · $232,000All Other Amusement and Recreation Industries6,528 · $298,250Independent Artists, Writers, and Performers1,634 · $50,000Bowling Centers1,123 · $477,500Promoters of Performing Arts, Sports, and Similar Events with Facilities1,015 · $216,200Amusement Arcades893 · $210,000Golf Courses and Country Clubs829 · $499,500Promoters of Performing Arts, Sports, and Similar Events without Facilities684 · $65,000
Common questions
- How much do SBA lenders typically lend to a marinas business?
- The median SBA approval in NAICS 713930 is $500,000, with the middle 80% of loans between $50,000 and $2,699,000. Across all industries the median is $180,000.
- Which lenders are most active in marinas?
- By dollars approved: Paradise Bank, Florida Business Development Corporation, The Huntington National Bank, Florida First Capital Finance Corporation, Inc., Capital Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is marinas considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 4.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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