How much do SBA lenders typically lend to a rv (recreational vehicle) parks and campgrounds business?

The median SBA approval in NAICS 721211 is $618,000, with the middle 80% of loans between $100,000 and $2,558,000. Across all industries the median is $180,000.

Which lenders are most active in rv (recreational vehicle) parks and campgrounds?

By dollars approved: Live Oak Banking Company, The Huntington National Bank, Midwest Business Finance Corporation, WBD, Inc., Stone Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is rv (recreational vehicle) parks and campgrounds considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 2.9% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 721211 · Restaurants & Hotels

SBA loans for rv (recreational vehicle) parks and campgrounds

1,327 SBA loans worth $1.38B have been approved in this industry since FY2010 - the #163 most-financed NAICS code in the country.

Median loan

$618,000

+243% vs all industries

Typical range

$100K-$2.6M

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

25 yr

Charge-off rate

2.9%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Live Oak Banking Company	53	$138.0M
The Huntington National Bank	36	$38.5M
Midwest Business Finance Corporation	62	$35.5M
WBD, Inc.	43	$33.4M
Stone Bank	8	$30.4M
Newtek Small Business Finance, Inc.	20	$29.6M
Citizens Bank	16	$26.2M
CCFBank	17	$24.4M
Celtic Bank Corporation	21	$23.0M
Bank Five Nine	16	$22.7M

Geography

Where these loans were made

State	Loans	Share
Texas	170
Minnesota	102
Wisconsin	83
California	75
New York	68
Utah	56
Michigan	55
Colorado	50

Approvals by fiscal year

’10

’11

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
4%
$50K - $150K
9%
$150K - $350K
17%
$350K - $1M
36%
$1M - $2M
18%
Over $2M
15%

Nearby

Other restaurants & hotels industries

See the sector

Full-Service Restaurants43,646 · $250,000 Limited-Service Restaurants29,225 · $288,000 Hotels (except Casino Hotels) and Motels19,493 · $1,804,000 Snack and Nonalcoholic Beverage Bars9,692 · $210,600 Full-Service Restaurants9,574 · $185,000 Drinking Places6,905 · $200,000 Limited-Service Restaurants6,127 · $201,000 Caterers3,448 · $125,000

Common questions

How much do SBA lenders typically lend to a rv (recreational vehicle) parks and campgrounds business?: The median SBA approval in NAICS 721211 is $618,000, with the middle 80% of loans between $100,000 and $2,558,000. Across all industries the median is $180,000.
Which lenders are most active in rv (recreational vehicle) parks and campgrounds?: By dollars approved: Live Oak Banking Company, The Huntington National Bank, Midwest Business Finance Corporation, WBD, Inc., Stone Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is rv (recreational vehicle) parks and campgrounds considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 2.9% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

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