Texas · Utilities
SBA loans for utilities in Texas
120 loans worth $50.1M approved since FY2010 for utilities projects located in Texas.
Loans
120
Approved
$50.1M
Median loan
$150,000
-6% vs sector nationally
Median rate
8.00%
Jobs supported
1,115
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to utilities in Texas
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Enterprise Bank & Trust | 2 | $9.2M | |
| PNC Bank | 19 | $5.3M | |
| Fifth Third Bank | 7 | $3.9M | |
| LiftFund, Inc. | 3 | $3.1M | |
| Zions Bank, A Division of | 3 | $2.9M | |
| City Bank | 2 | $1.9M | |
| Horizon Bank | 1 | $1.9M | |
| Third Coast Bank | 1 | $1.6M |
Detail
Which industries inside the sector
All SBA lending in Texas
77,109 loans across every sector.
Utilities nationally
1,100 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to utilities businesses in Texas?
- 120 SBA loans totalling $50,123,800 have been approved for utilities projects in Texas since FY2010.
- Which lenders finance utilities in Texas?
- The most active by dollars approved are Enterprise Bank & Trust, PNC Bank, Fifth Third Bank, LiftFund, Inc.. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for utilities in Texas?
- The median approval is $150,000, 6% below the national median for this sector ($160,000).
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.