SBA lender · 7(a) program
Bank of Hydro
Bank of Hydro has approved 28 SBA loans worth $11.3M since FY2010. Everything below comes from the SBA’s own loan-level records.
National rank
-
<0.01% of all SBA dollars
Total approved
$11.3M
FY2010 onward
Loans
28
Median loan
$246,150
+37% vs national
Median rate
5.00%
-1.75 pts vs national
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What Bank of Hydro’s numbers say
Bank of Hydro sits in the long tail of the SBA lending field, having approved 28 loans for a gross total of $11.3M since fiscal 2010. Its median loan of $246,150 is substantially larger than the $180,000 national median, which usually signals a focus on real-estate-backed or acquisition deals rather than small working-capital notes.
The median initial note rate across its 7(a) approvals is 5.00%, 1.75 points below the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.
Roughly 25% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally - a meaningfully greater appetite for startups than the average SBA lender.
Where Bank of Hydro lends
| State | Loans | Share |
|---|---|---|
| Oklahoma | 28 |
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Questions about Bank of Hydro
- How many SBA loans has Bank of Hydro approved?
- Bank of Hydro has approved 28 SBA loans totalling $11,253,100 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it outside the top 500 among all SBA lenders by dollars approved.
- What is the typical Bank of Hydro SBA loan size?
- The median gross approval is $246,150, with the middle 80% of loans falling between $55,000 and $625,000. The national median across all SBA lenders is $180,000.
- What interest rate does Bank of Hydro charge on SBA 7(a) loans?
- The median initial note rate on Bank of Hydro's 7(a) approvals is 5.00%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.
Where to go from here
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.