SBA lender · 7(a) program
Digital Federal Credit Union, A Division of First Technology Federal Credit Union
Digital Federal Credit Union, A Division of First Technology Federal Credit Union has approved 48 SBA loans worth $3.1M since FY2010. Everything below comes from the SBA’s own loan-level records.
National rank
-
<0.01% of all SBA dollars
Total approved
$3.1M
FY2010 onward
Loans
48
Median loan
$45,500
-75% vs national
Median rate
6.38%
-0.37 pts vs national
Charge-off rate
0.0%
42 resolved FY10-19 loans
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What Digital Federal Credit Union, A Division of First Technology Federal Credit Union’s numbers say
Digital Federal Credit Union, A Division of First Technology Federal Credit Union sits in the long tail of the SBA lending field, having approved 48 loans for a gross total of $3.1M since fiscal 2010. Its median loan of $45,500 is well below the $180,000 national median, typical of a lender leaning on SBA Express and smaller working-capital facilities.
The median initial note rate across its 7(a) approvals is 6.38%, 0.37 points below the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.
Of its FY2010-FY2019 approvals that have reached a terminal status, 0.0% were charged off, 7.6 points below the national figure of 7.6%. Read that as a description of the credit box a lender chose, not as a verdict on it: lenders serving newer businesses and thinner files will always show higher losses than those writing large, collateralised acquisition loans.
Roughly 0% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally - a book weighted toward established operators.
Where Digital Federal Credit Union, A Division of First Technology Federal Credit Union lends
| State | Loans | Share |
|---|---|---|
| Massachusetts | 39 | |
| New Hampshire | 7 | |
| Washington | 1 | |
| New Jersey | 1 |
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Questions about Digital Federal Credit Union, A Division of First Technology Federal Credit Union
- How many SBA loans has Digital Federal Credit Union, A Division of First Technology Federal Credit Union approved?
- Digital Federal Credit Union, A Division of First Technology Federal Credit Union has approved 48 SBA loans totalling $3,101,200 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it outside the top 500 among all SBA lenders by dollars approved.
- What is the typical Digital Federal Credit Union, A Division of First Technology Federal Credit Union SBA loan size?
- The median gross approval is $45,500, with the middle 80% of loans falling between $25,000 and $125,000. The national median across all SBA lenders is $180,000.
- What interest rate does Digital Federal Credit Union, A Division of First Technology Federal Credit Union charge on SBA 7(a) loans?
- The median initial note rate on Digital Federal Credit Union, A Division of First Technology Federal Credit Union's 7(a) approvals is 6.38%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.
- What is Digital Federal Credit Union, A Division of First Technology Federal Credit Union's SBA loan charge-off rate?
- 0.0% of its FY2010-FY2019 approvals that have reached a terminal status were charged off, against a national figure of 7.6%. A charge-off rate reflects the borrowers a lender chose to underwrite as much as anything else, and is not a measure of service quality.
Where to go from here
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.