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SBA lender · 7(a) program
Idaho Trust Bank
Idaho Trust Bank has approved 27 SBA loans worth $10.3M since FY2010. Everything below comes from the SBA’s own loan-level records.
National rank
-
<0.01% of all SBA dollars
Total approved
$10.3M
FY2010 onward
Loans
27
Median loan
$200,000
+11% vs national
Median rate
8.75%
+2.00 pts vs national
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What Idaho Trust Bank’s numbers say
Idaho Trust Bank sits in the long tail of the SBA lending field, having approved 27 loans for a gross total of $10.3M since fiscal 2010. Its median loan of $200,000 is close to the $180,000 national median.
The median initial note rate across its 7(a) approvals is 8.75%, 2.00 points above the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.
Roughly 27% of its approvals with a recorded business age went to startups or businesses two years old or less, against 27% nationally.
Where Idaho Trust Bank lends
| State | Loans | Share |
|---|---|---|
| Idaho | 27 |
What it lends against
Franchise brands Idaho Trust Bank financed
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Taco John's | 1 | $352K | |
| Dutch Bros. | 1 | $350K | |
| Great Harvest Bread Co. | 1 | $592K | |
| BodyROK | 1 | $770K |
Brands with the most Idaho Trust Bank SBA loans, among brands with at least 10 loans in the file. Compare lenders across all franchise lending on SBA lenders for franchises.
Idaho Trust Bank made 7 of these loans under the SBA Express programme, median $75,000. Compare SBA Express lenders.
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
A different SBA 7(a) lender
SmartBiz is a separate company from Idaho Trust Bank. An SBA 7(a) lender and marketplace for loans up to $500,000, plus bank term loans and custom financing. You apply on their site - we do not take applications and never see your information.
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Questions about Idaho Trust Bank
- How many SBA loans has Idaho Trust Bank approved?
- Idaho Trust Bank has approved 27 SBA loans totalling $10,266,200 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it outside the top 500 among all SBA lenders by dollars approved.
- What is the typical Idaho Trust Bank SBA loan size?
- The median gross approval is $200,000, with the middle 80% of loans falling between $75,000 and $850,000. The national median across all SBA lenders is $180,000.
- What interest rate does Idaho Trust Bank charge on SBA 7(a) loans?
- The median initial note rate on Idaho Trust Bank's 7(a) approvals is 8.75%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.
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