SBA lender · 7(a) program
Lake Forest Bank & Trust Company
Lake Forest Bank & Trust Company has approved 78 SBA loans worth $47.5M since FY2010. Everything below comes from the SBA’s own loan-level records.
National rank
#763
<0.01% of all SBA dollars
Total approved
$47.5M
FY2010 onward
Loans
78
Median loan
$337,000
+87% vs national
Median rate
6.25%
-0.50 pts vs national
Charge-off rate
-
Cohort too small
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Reading the record
What Lake Forest Bank & Trust Company’s numbers say
Lake Forest Bank & Trust Company sits in the long tail of the SBA lending field, having approved 78 loans for a gross total of $47.5M since fiscal 2010. Its median loan of $337,000 is substantially larger than the $180,000 national median, which usually signals a focus on real-estate-backed or acquisition deals rather than small working-capital notes.
The median initial note rate across its 7(a) approvals is 6.25%, 0.50 points below the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.
Roughly 10% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally.
Where Lake Forest Bank & Trust Company lends
What it lends against
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Questions about Lake Forest Bank & Trust Company
- How many SBA loans has Lake Forest Bank & Trust Company approved?
- Lake Forest Bank & Trust Company has approved 78 SBA loans totalling $47,477,700 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it outside the top 500 among all SBA lenders by dollars approved.
- What is the typical Lake Forest Bank & Trust Company SBA loan size?
- The median gross approval is $337,000, with the middle 80% of loans falling between $100,000 and $1,240,000. The national median across all SBA lenders is $180,000.
- What interest rate does Lake Forest Bank & Trust Company charge on SBA 7(a) loans?
- The median initial note rate on Lake Forest Bank & Trust Company's 7(a) approvals is 6.25%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.
Where to go from here
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