NAICS 327310 · Manufacturing
SBA loans for cement manufacturing
76 SBA loans worth $86.1M have been approved in this industry since FY2010 - the #756 most-financed NAICS code in the country.
Median loan
$729,500
+305% vs all industries
Typical range
$100K-$3.2M
Middle 80%
Median rate
6.00%
7(a) initial note rate
Median term
10 yr
Charge-off rate
3.7%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Mountain West Small Business Finance | 5 | $10.8M | |
| Ameritrust CDC | 1 | $5.5M | |
| Builtwell Bank | 1 | $5.0M | |
| VelocitySBA, LLC | 1 | $5.0M | |
| Everwise Credit Union | 1 | $5.0M | |
| Old National Bank | 3 | $4.7M | |
| BayFirst National Bank | 2 | $3.5M | |
| Enterprise Bank & Trust | 2 | $3.1M | |
| Provident Bank | 1 | $3.1M | |
| Racine County Economic Development Corporation | 1 | $3.0M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Florida | 7 | |
| Utah | 7 | |
| Iowa | 7 | |
| Texas | 6 | |
| Minnesota | 6 | |
| Colorado | 5 | |
| California | 3 | |
| Washington | 3 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K3%
- $50K - $150K13%
- $150K - $350K16%
- $350K - $1M28%
- $1M - $2M24%
- Over $2M17%
Nearby
Other manufacturing industries
Commercial Printing3,239 · $275,000Commercial Screen Printing1,759 · $130,900All Other Plastics Product Manufacturing1,604 · $457,000All Other Miscellaneous Wood Product Manufacturing934 · $241,500Cut Stone and Stone Product Manufacturing801 · $312,000Wood Container and Pallet Manufacturing572 · $350,000Commercial Lithographic Printing570 · $316,000All Other Miscellaneous Chemical Product and Preparation Manufacturing397 · $458,000
Common questions
- How much do SBA lenders typically lend to a cement manufacturing business?
- The median SBA approval in NAICS 327310 is $729,500, with the middle 80% of loans between $100,000 and $3,152,000. Across all industries the median is $180,000.
- Which lenders are most active in cement manufacturing?
- By dollars approved: Mountain West Small Business Finance, Ameritrust CDC, Builtwell Bank, VelocitySBA, LLC, Everwise Credit Union. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is cement manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 3.7% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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