NAICS 333112 · Manufacturing
SBA loans for lawn and garden tractor and home lawn and garden equipment manufacturing
68 SBA loans worth $37.7M have been approved in this industry since FY2010 - the #781 most-financed NAICS code in the country.
Median loan
$199,000
+11% vs all industries
Typical range
$25K-$1.6M
Middle 80%
Median rate
7.25%
7(a) initial note rate
Median term
10 yr
Charge-off rate
9.1%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| WBD, Inc. | 1 | $4.6M | |
| Bank of Travelers Rest | 3 | $4.2M | |
| Fifth Third Bank | 1 | $3.1M | |
| BMO Bank | 1 | $3.1M | |
| Celtic Bank Corporation | 6 | $2.7M | |
| CDC Small Business Finance Corp. | 1 | $2.1M | |
| The First National Bank of Litchfield | 1 | $1.9M | |
| Newtek Small Business Finance, Inc. | 1 | $1.8M | |
| Bank of Ann Arbor | 1 | $1.7M | |
| U.S. Bank | 2 | $1.1M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| North Carolina | 9 | |
| Indiana | 6 | |
| Florida | 6 | |
| California | 4 | |
| Texas | 4 | |
| Ohio | 4 | |
| Wisconsin | 3 | |
| Pennsylvania | 3 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K21%
- $50K - $150K24%
- $150K - $350K19%
- $350K - $1M16%
- $1M - $2M15%
- Over $2M6%
Nearby
Other manufacturing industries
Machine Shops4,240 · $300,000All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100All Other Miscellaneous Manufacturing2,510 · $313,000Sign Manufacturing1,908 · $200,000Wood Kitchen Cabinet and Countertop Manufacturing1,512 · $249,350Fabricated Structural Metal Manufacturing1,082 · $350,000Sheet Metal Work Manufacturing806 · $385,950Dental Laboratories752 · $146,350
Common questions
- How much do SBA lenders typically lend to a lawn and garden tractor and home lawn and garden equipment manufacturing business?
- The median SBA approval in NAICS 333112 is $199,000, with the middle 80% of loans between $25,000 and $1,600,000. Across all industries the median is $180,000.
- Which lenders are most active in lawn and garden tractor and home lawn and garden equipment manufacturing?
- By dollars approved: WBD, Inc., Bank of Travelers Rest, Fifth Third Bank, BMO Bank, Celtic Bank Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is lawn and garden tractor and home lawn and garden equipment manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.1% were charged off, versus 7.6% across all SBA lending. That is close to average.
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