NAICS 333314 · Manufacturing
SBA loans for optical instrument and lens manufacturing
87 SBA loans worth $52.8M have been approved in this industry since FY2010 - the #724 most-financed NAICS code in the country.
Median loan
$238,000
+32% vs all industries
Typical range
$50K-$1.6M
Middle 80%
Median rate
5.75%
7(a) initial note rate
Median term
7 yr
Charge-off rate
8.8%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Manufacturers and Traders Trust Company | 7 | $10.7M | |
| Harvest Small Business Finance, LLC | 1 | $5.0M | |
| TD Bank | 4 | $3.9M | |
| Beacon Bank and Trust | 5 | $3.0M | |
| North Texas Certified Development Corporation | 1 | $2.7M | |
| Northwest Bank | 1 | $2.5M | |
| Empire State Certified Development Corporation | 3 | $2.5M | |
| KeyBank | 4 | $2.2M | |
| U.S. Bank | 3 | $2.1M | |
| Granite State Economic Development Corporation | 6 | $1.7M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Massachusetts | 15 | |
| New York | 13 | |
| New Hampshire | 13 | |
| California | 8 | |
| Connecticut | 6 | |
| Iowa | 5 | |
| Texas | 4 | |
| Pennsylvania | 4 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K10%
- $50K - $150K25%
- $150K - $350K29%
- $350K - $1M17%
- $1M - $2M11%
- Over $2M7%
Nearby
Other manufacturing industries
Machine Shops4,240 · $300,000All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100All Other Miscellaneous Manufacturing2,510 · $313,000Sign Manufacturing1,908 · $200,000Wood Kitchen Cabinet and Countertop Manufacturing1,512 · $249,350Fabricated Structural Metal Manufacturing1,082 · $350,000Sheet Metal Work Manufacturing806 · $385,950Dental Laboratories752 · $146,350
Common questions
- How much do SBA lenders typically lend to a optical instrument and lens manufacturing business?
- The median SBA approval in NAICS 333314 is $238,000, with the middle 80% of loans between $50,000 and $1,551,000. Across all industries the median is $180,000.
- Which lenders are most active in optical instrument and lens manufacturing?
- By dollars approved: Manufacturers and Traders Trust Company, Harvest Small Business Finance, LLC, TD Bank, Beacon Bank and Trust, North Texas Certified Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is optical instrument and lens manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.8% were charged off, versus 7.6% across all SBA lending. That is close to average.
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