NAICS 337122 · Manufacturing
SBA loans for nonupholstered wood household furniture manufacturing
394 SBA loans worth $136.3M have been approved in this industry since FY2010 - the #384 most-financed NAICS code in the country.
Median loan
$100,000
-44% vs all industries
Typical range
$15K-$1.0M
Middle 80%
Median rate
6.50%
7(a) initial note rate
Median term
10 yr
Charge-off rate
8.6%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Wells Fargo Bank | 25 | $6.8M | |
| CDC Small Business Finance Corp. | 3 | $6.0M | |
| Empire State Certified Development Corporation | 5 | $5.8M | |
| First Bank of the Lake | 2 | $5.3M | |
| Enterprise Bank & Trust | 4 | $5.2M | |
| U.S. Bank | 11 | $5.0M | |
| Byline Bank | 1 | $5.0M | |
| Mountain West Small Business Finance | 4 | $4.1M | |
| Regions Bank | 2 | $4.1M | |
| Business Finance Group, Inc. | 4 | $3.7M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 36 | |
| New York | 31 | |
| Michigan | 24 | |
| Wisconsin | 24 | |
| Arizona | 19 | |
| Florida | 18 | |
| Minnesota | 18 | |
| Pennsylvania | 16 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K29%
- $50K - $150K28%
- $150K - $350K19%
- $350K - $1M14%
- $1M - $2M8%
- Over $2M2%
Nearby
Other manufacturing industries
Machine Shops4,240 · $300,000All Other Miscellaneous Fabricated Metal Product Manufacturing2,607 · $360,100All Other Miscellaneous Manufacturing2,510 · $313,000Sign Manufacturing1,908 · $200,000Wood Kitchen Cabinet and Countertop Manufacturing1,512 · $249,350Fabricated Structural Metal Manufacturing1,082 · $350,000Sheet Metal Work Manufacturing806 · $385,950Dental Laboratories752 · $146,350
Common questions
- How much do SBA lenders typically lend to a nonupholstered wood household furniture manufacturing business?
- The median SBA approval in NAICS 337122 is $100,000, with the middle 80% of loans between $15,000 and $1,000,000. Across all industries the median is $180,000.
- Which lenders are most active in nonupholstered wood household furniture manufacturing?
- By dollars approved: Wells Fargo Bank, CDC Small Business Finance Corp., Empire State Certified Development Corporation, First Bank of the Lake, Enterprise Bank & Trust. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is nonupholstered wood household furniture manufacturing considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 8.6% were charged off, versus 7.6% across all SBA lending. That is close to average.
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