How much do SBA lenders typically lend to a other specialized design services business?

The median SBA approval in NAICS 541490 is $100,000, with the middle 80% of loans between $15,000 and $700,000. Across all industries the median is $180,000.

Which lenders are most active in other specialized design services?

By dollars approved: Wells Fargo Bank, The Huntington National Bank, JPMorgan Chase Bank, Enterprise Bank & Trust, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is other specialized design services considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.6% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 541490 · Professional Services

SBA loans for other specialized design services

1,048 SBA loans worth $301.5M have been approved in this industry since FY2010 - the #197 most-financed NAICS code in the country.

Median loan

$100,000

-44% vs all industries

Typical range

$15K-$700K

Middle 80%

Median rate

7.75%

7(a) initial note rate

Median term

10 yr

Charge-off rate

9.6%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	93	$22.1M
The Huntington National Bank	80	$16.8M
JPMorgan Chase Bank	83	$14.7M
Enterprise Bank & Trust	10	$8.6M
U.S. Bank	40	$8.4M
Mortgage Capital Development Corporation	7	$7.7M
First Internet Bank of Indiana	5	$6.1M
Pinnacle Bank	3	$6.1M
Customers Bank	6	$5.6M
CDC Small Business Finance Corp.	11	$5.5M

Geography

Where these loans were made

State	Loans	Share
California	179
New York	142
Florida	69
Ohio	61
Texas	59
Massachusetts	50
Michigan	33
Washington	33

Approvals by fiscal year

’10

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Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
31%
$50K - $150K
26%
$150K - $350K
22%
$350K - $1M
15%
$1M - $2M
4%
Over $2M
2%

Nearby

Other professional services industries

See the sector

Offices of Lawyers11,836 · $144,350 All Other Professional, Scientific, and Technical Services8,195 · $200,000 Veterinary Services7,303 · $514,600 Offices of Certified Public Accountants6,420 · $177,000 Engineering Services5,789 · $200,000 Administrative Management and General Management Consulting Services5,634 · $93,000 Custom Computer Programming Services5,171 · $150,000 Other Computer Related Services4,654 · $160,000

Common questions

How much do SBA lenders typically lend to a other specialized design services business?: The median SBA approval in NAICS 541490 is $100,000, with the middle 80% of loans between $15,000 and $700,000. Across all industries the median is $180,000.
Which lenders are most active in other specialized design services?: By dollars approved: Wells Fargo Bank, The Huntington National Bank, JPMorgan Chase Bank, Enterprise Bank & Trust, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is other specialized design services considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 9.6% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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