NAICS 611430 · Education
SBA loans for professional and management development training
745 SBA loans worth $245.7M have been approved in this industry since FY2010 - the #256 most-financed NAICS code in the country.
Median loan
$100,000
-44% vs all industries
Typical range
$15K-$845K
Middle 80%
Median rate
8.25%
7(a) initial note rate
Median term
10 yr
Charge-off rate
10.4%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Newtek Bank | 10 | $10.6M | |
| Live Oak Banking Company | 5 | $10.1M | |
| JPMorgan Chase Bank | 37 | $9.3M | |
| The Huntington National Bank | 36 | $7.1M | |
| Readycap Lending, LLC | 16 | $6.9M | |
| Newtek Small Business Finance, Inc. | 10 | $6.7M | |
| First Bank of Central Ohio | 3 | $6.5M | |
| First Horizon Bank | 4 | $6.4M | |
| Wells Fargo Bank | 81 | $6.0M | |
| Happen Bank | 4 | $5.8M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 95 | |
| Texas | 61 | |
| New York | 60 | |
| Florida | 51 | |
| Ohio | 31 | |
| Colorado | 29 | |
| Illinois | 26 | |
| North Carolina | 26 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K29%
- $50K - $150K26%
- $150K - $350K23%
- $350K - $1M13%
- $1M - $2M5%
- Over $2M4%
Nearby
Other education industries
Sports and Recreation Instruction4,125 · $161,000All Other Miscellaneous Schools and Instruction2,168 · $135,000Fine Arts Schools1,997 · $125,000Educational Support Services1,693 · $90,000Elementary and Secondary Schools1,386 · $601,500Exam Preparation and Tutoring920 · $120,000Other Technical and Trade Schools744 · $200,000Cosmetology and Barber Schools507 · $200,000
Common questions
- How much do SBA lenders typically lend to a professional and management development training business?
- The median SBA approval in NAICS 611430 is $100,000, with the middle 80% of loans between $15,000 and $845,000. Across all industries the median is $180,000.
- Which lenders are most active in professional and management development training?
- By dollars approved: Newtek Bank, Live Oak Banking Company, JPMorgan Chase Bank, The Huntington National Bank, Readycap Lending, LLC. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is professional and management development training considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 10.4% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.
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