How much do SBA lenders typically lend to a automobile driving schools business?

The median SBA approval in NAICS 611692 is $75,000, with the middle 80% of loans between $15,000 and $460,500. Across all industries the median is $180,000.

Which lenders are most active in automobile driving schools?

By dollars approved: U.S. Bank, Live Oak Banking Company, Wells Fargo Bank, JPMorgan Chase Bank, The Huntington National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is automobile driving schools considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 12.2% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 611692 · Education

SBA loans for automobile driving schools

331 SBA loans worth $66.5M have been approved in this industry since FY2010 - the #429 most-financed NAICS code in the country.

Median loan

$75,000

-58% vs all industries

Typical range

$15K-$461K

Middle 80%

Median rate

7.30%

7(a) initial note rate

Median term

10 yr

Charge-off rate

12.2%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
U.S. Bank	16	$6.1M
Live Oak Banking Company	2	$5.0M
Wells Fargo Bank	14	$3.4M
JPMorgan Chase Bank	21	$3.2M
The Huntington National Bank	24	$3.1M
BankVista	1	$2.7M
Village Bank and Trust	1	$2.2M
Zions Bank, A Division of	9	$2.1M
TD Bank	20	$2.0M
Bokf	7	$2.0M

Geography

Where these loans were made

State	Loans	Share
New York	32
California	31
Texas	27
Wisconsin	23
Washington	23
Massachusetts	22
Ohio	19
Michigan	19

Approvals by fiscal year

’10

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Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
37%
$50K - $150K
26%
$150K - $350K
19%
$350K - $1M
15%
$1M - $2M
1%
Over $2M
1%

Nearby

Other education industries

See the sector

Sports and Recreation Instruction4,125 · $161,000 All Other Miscellaneous Schools and Instruction2,168 · $135,000 Fine Arts Schools1,997 · $125,000 Educational Support Services1,693 · $90,000 Elementary and Secondary Schools1,386 · $601,500 Exam Preparation and Tutoring920 · $120,000 Professional and Management Development Training745 · $100,000 Other Technical and Trade Schools744 · $200,000

Common questions

How much do SBA lenders typically lend to a automobile driving schools business?: The median SBA approval in NAICS 611692 is $75,000, with the middle 80% of loans between $15,000 and $460,500. Across all industries the median is $180,000.
Which lenders are most active in automobile driving schools?: By dollars approved: U.S. Bank, Live Oak Banking Company, Wells Fargo Bank, JPMorgan Chase Bank, The Huntington National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is automobile driving schools considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 12.2% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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